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Ortiz Law Firm | National Disability Law Firm
Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
Here is our collection of disability case summaries. Each of these claims were handled by the Ortiz Law Firm.
When New York Life terminated our client’s long-term disability (LTD) benefits at the “any occupation” stage, the decision was based on paper reviews that ignored the full picture of her medical condition. We filed a comprehensive ERISA appeal — and New York Life reversed course entirely, reinstating her benefits without a single day in court. …
At Ortiz Law Firm, we recently helped a client secure the reinstatement of her long-term disability (LTD) benefits after Unum wrongfully terminated her claim. Through a strategic and comprehensive appeal, we were able to achieve a full reversal in less than 45 days. Background of the Claim Our client was initially approved for long-term disability …
We recently helped a client get her long-term disability (LTD) benefits reinstated after they were wrongfully terminated by Prudential—without having to complete a formal appeal. This case highlights the importance of experienced legal help when insurance companies create confusion or apply the wrong standards. Background: Mental Health and Long COVID Our client had been receiving …
At the Ortiz Law Firm, we fight to ensure that our clients receive the long-term disability (LTD) benefits they deserve. One of our recent successes involved a client with multiple debilitating medical conditions whose LTD benefits were wrongfully terminated by Lincoln National Life Insurance Company. Background and Disabling Conditions Our client became unable to work …
When Principal Life Insurance Company unfairly terminated our client’s long-term disability (LTD) benefits in early in 2025, we stepped in to fight back. Client Background and Initial Approval Our client became unable to work a few years prior due to serious medical conditions, including: She was right-hand dominant and relied on strong opioid medications to …
Our client was forced to stop working towards the end of 2022 due to a number of serious medical conditions. These included cardiomyopathy, congestive heart failure, high blood pressure, diabetes, migraines, joint pain, GERD, multiple mental health conditions, and a complex history of back issues. Together, these conditions created significant restrictions and limitations that made …
Navigating a long-term disability (LTD) claim can be overwhelming, especially when your benefits are unfairly denied. At Ortiz Law Firm, we recently helped a client successfully appeal a denial from Hartford and win a Social Security Disability claim, too. Here’s how it all unfolded. The Onset of Disability Our client stopped working in January 2024 …
United Healthcare (UHC) denied our client’s long-term disability claim after cancer treatment, relying on a date in a form that didn’t reflect when she actually became unable to work. We clarified the true onset date with a treating-physician letter and a detailed oncology record—then resolved a “missing records” issue by resubmitting the file. Here’s what …
Living with chronic illness is hard enough, but it is even more stressful when disability benefits are taken away. That’s what happened to one of our clients, who hasn’t been able to work because of several mental and physical health conditions. What started as a hopeful application for LTD benefits turned into a difficult fight, …
Getting (and keeping) long-term disability (LTD) benefits isn’t always easy. Recently, New York Life Insurance Company (the parent company of the underwriting company Life Insurance Company of North America) unfairly denied a claimant’s LTD benefits. Thankfully, we were able to turn things around on appeal. Our client has Central Sensitization Syndrome (CSS), a serious condition …
Our client’s life changed drastically in June 2022, when he suffered cardiac arrest that led to an anoxic brain injury. As a result of his condition, he could no longer work. He filed a claim for long-term disability (LTD) benefits with Mutual of Omaha, and the insurance company initially approved the claim, paying benefits for …
Our client, a senior principal electrical engineer, had dedicated his career to solving complex problems in a demanding technical field. However, after he suffered a traumatic brain injury (TBI) and developed post-concussion syndrome, memory loss, and additional complications, including edema, a Factor V Leiden mutation, ADHD, and anxiety and depression, he was unable to continue …
A 61-year-old former general manager for Chuck E. Cheese’s life was turned upside down when he suffered a serious stroke. The stroke left him with right-sided weakness (hemiparesis), clumsiness, sensory loss, balance problems, memory issues, near-syncopal episodes, and fatigue. These impairments made it impossible for him to continue working. At first, New York Life acknowledged …
At the Ortiz Law Firm, we know that navigating the complexities of disability claims can be overwhelming, especially when insurance companies deny benefits due to a lack of so-called “objective evidence.” A recent case illustrates the challenges our client faced and how we stepped in to help her secure the benefits she rightfully deserved. The …
At the Ortiz Law Firm, we recently had the privilege of helping a client who had been unfairly denied his long-term disability (LTD) benefits. Our client became disabled due to a combination of debilitating medical conditions, including long COVID syndrome with shortness of breath and dizziness, chronic fatigue syndrome, chronic migraines, dyspnea on exertion, cervical …
At the Ortiz Law Firm, we fight for people who have been unfairly denied long-term disability benefits. Our recent success story highlights the importance of perseverance and strong legal advocacy when battling insurance companies like Lincoln National. Case Overview Our client, an airline operations agent, became disabled in March 2023 due to a combination of …
Our client was forced to stop working due to a combination of disabling conditions, including essential tremor, chronic pain and neuropathy, and complications from right shoulder surgery. New York Life initially approved her long-term disability (LTD) claim and paid benefits during the 24-month “own occupation” period. However, after that period ended, the definition of disability …
I’m honored to share another story of how we helped a client recover the long-term disability (LTD) insurance benefits she desperately needed after her claim was unfairly denied. This is a testament to the power of perseverance and expertise when it comes to fighting for our clients’ rights against large insurance companies like New York …
At the Ortiz Law Firm, we fight to make sure insurance companies live up to their obligations. Recently, we helped a Charles Schwab financial manager regain the claimant’s long-term disability (LTD) benefits after Lincoln National wrongfully terminated the claimant’s disability claim. Denial of a Valid Disability Claim Our client is disabled and unable to work …
At the Ortiz Law Firm, we understand how devastating it can be when a disability insurance company unfairly denies your claim for benefits. Recently, we had the privilege of helping a brilliant lead research scientist who was struggling with Lance-Adams Syndrome. This condition caused debilitating tremors, ataxia, and startle-induced myoclonus, resulting in frequent falls and …
Some hearings require more effort than others, and today’s hearing before an Administrative Law Judge was one of them. It was a case where I really had to work as the claimant’s attorney to help him win the claim, but the effort paid off. The Challenge: A Medical Expert Who “Missed” Key Evidence The hearing …
We recently had the privilege of representing a former claims adjuster for an insurance company who faced an overwhelming array of health issues. Her life was deeply affected by chronic severe pain and a series of debilitating conditions, including osteoarthritis, fibromyalgia, and complications following breast cancer, among others. Lincoln National Cut Off Long-Term Disability Benefits …
At the Ortiz Law Firm, we recently had the honor of helping a dedicated Account Executive for UnitedHealth Group who was wrongfully denied long-term disability benefits by The Hartford. Our client had been unable to work for several years, due to numerous debilitating conditions, including ongoing pain from bilateral hip replacements, osteoarthritis, lumbar spondylosis, advanced …
I recently had the privilege of representing a 53-year-old client who previously worked as a production meat packer at HEB, Inc. She faced many serious health challenges that made it impossible for her to continue working. Her medical conditions included kidney failure, chronic pain in multiple joints, neuropathy in both arms and legs, osteoarthritis in …