Provident

A dentist from Michigan prevailed on appeal after Provident Life and Paul Revere denied his long-term disability benefits. Although the insurers argued he wasn’t totally disabled because he could still perform managerial duties, the Sixth Circuit affirmed that he was unable to perform the primary duties of his occupation.

After reviewing the administrative record and giving no deference to Provident’s decision to terminate benefits, the court found substantial evidence supporting Provident’s decision to terminate Gilewski’s long-term disability benefits.

Farooq Khan, M.D. (“Khan”), is a neurologist who filed for long-term disability insurance benefits. Provident Life and Accident Insurance Company (“Provident”) denied Dr. Khan’s LTD claim. After exhausting his appeals directly with the insurance company, Dr. Khan filed suit against Provident for breach of contract, asking the court to award payment …