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Ortiz Law Firm | National Disability Law Firm

Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

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Home | Sun Life

Sun Life

Here is a collection of all our content relating to Sun Life.

Understanding Sun Life’s Independent Physician Reviews

June 11, 2025 // by Nick Ortiz

If your long-term disability (LTD) claim has been denied by Sun Life, one of the most critical parts of the appeals process may involve an “independent” physician review. While this may sound like an objective second opinion, the process is often anything but neutral. In reality, these reviews can be a significant hurdle in securing …

Read moreUnderstanding Sun Life’s Independent Physician Reviews
Category: Additional Parts Of A Claim That Do Not Happen in Every Case, Long-Term Disability, Medical Eligibility for Long-Term Disability Claims
Tags: Sun Life

Sobel v. Sun Life – California Physician Challenges Denial of Long-Term Disability Benefits

April 14, 2025 // by Nick Ortiz

A California physician filed an ERISA lawsuit after Sun Life denied his long-term disability claim for chronic fatigue syndrome. Despite multiple medical diagnoses supporting his condition, the insurer cited psychiatric history and lack of conclusive evidence. The court stayed the case and remanded it for further review, ordering a neuropsychiatric …

Read moreSobel v. Sun Life – California Physician Challenges Denial of Long-Term Disability Benefits
Category: Disability Case Summaries
Tags: Sun Life

Wilkinson v. Sun Life – Sun Life Abused Its Discretion By Denying Benefits

May 4, 2020 // by Nick Ortiz

The Fourth Circuit held that Sun Life abused its discretion when it terminated Wilkinson’s benefits because he provided sufficient evidence to support his eligibility for coverage and because Sun Life’s decision to terminate benefits was not the result of a principled reasoning process and not supported by substantial evidence. The Fourth Circuit, …

Read moreWilkinson v. Sun Life – Sun Life Abused Its Discretion By Denying Benefits
Category: Disability Case Summaries
Tags: Sun Life

Baker v. Sun Life – Court Rules In Favor Of Insurance Company

April 8, 2020 // by Nick Ortiz

In this case, Kenneth Baker (“Baker”) was an employee who worked for Dunkin Donuts. Through his employment there, he held a policy for long-term disability benefits. Unfortunately, Baker lost all of his administrative appeals with the insurance companies. He also lost at the lower Federal Court. The opinion below relates to Baker’s appeal of the …

Read moreBaker v. Sun Life – Court Rules In Favor Of Insurance Company
Category: Disability Case Summaries
Tags: Sun Life

Faciane v. Sun Life – Court Rules In Favor Of Sun Life In Underpayment Suit

April 7, 2020 // by Nick Ortiz

In Faciane vs. Sun Life Assurance Company of Canada, the claimant received a monthly benefit for long-term disability benefits pursuant to an ERISA-regulated group insurance policy. The group policy covered employees of Capital One Financial Corporation. He alleged that Sun Life had been underpaying him for years. The material facts of the …

Read moreFaciane v. Sun Life – Court Rules In Favor Of Sun Life In Underpayment Suit
Category: Disability Case Summaries
Tags: Sun Life

Christmas v. Sun Life – Court Rules Evidence Plainly Supports Sun Life’s Conclusion

April 7, 2020 // by Nick Ortiz

The case Meghan Christmas v. Sun Life Assurance Company of Canada was decided by the U.S. District Court for the District of Connecticut on December 13, 2018. In this case, Meghan Christmas (“Christmas”), a Manager of Global Solutions Integration for ISGN Corporation, sought long-term disability (“LTD”) benefits from Sun Life Assurance Company …

Read moreChristmas v. Sun Life – Court Rules Evidence Plainly Supports Sun Life’s Conclusion
Category: Disability Case Summaries
Tags: Sun Life

Holmgren v. Sun Life – Court Rules Plaintiff Established That He Was Disabled

April 7, 2020 // by Nick Ortiz

Based upon an exhaustive review of the administrative record, the Court found that the plaintiff had established by a preponderance of the evidence that he was disabled under the terms of the Plan during the relevant period.

Read moreHolmgren v. Sun Life – Court Rules Plaintiff Established That He Was Disabled
Category: Disability Case Summaries
Tags: Sun Life

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