Living with a disability can be challenging, especially when faced with the complexities of securing the benefits you deserve. At the Ortiz Law Firm, we are committed to helping Texans get long-term disability (LTD) insurance and Social Security Disability Insurance (SSDI) benefits. Our experienced legal team is here to advocate for your rights.
As a licensed attorney admitted to the State Bar of Texas, disability attorney Nick Ortiz represents clients across the state. He brings decades of experience and in-depth legal knowledge to each case, ensuring personalized and effective representation.
Meet Nick Ortiz
Nick Ortiz is a disability attorney with decades of experience representing claimants in LTD and SSDI cases. He founded the Ortiz Law Firm with a commitment to serving disabled individuals nationwide and has dedicated his career to protecting the rights of people who can no longer work due to illness or injury.
At the Ortiz Law Firm, Nick and his team combine legal expertise with genuine compassion, ensuring each client receives the personalized attention and advocacy they deserve.
Texas Long-Term Disability Insurance Claims
LTD insurance provides vital financial support when illness or injury prevents you from working. Unfortunately, insurers often delay or deny valid claims, making legal assistance essential.
At the Ortiz Law Firm, we help our clients with:
- Administrative Appeals: Managing the entire appeals process, gathering critical medical evidence, submitting required documentation, and building a strong case to overturn the denial.
- Lawsuits: If your insurer continues to deny your benefits, we are prepared to file a lawsuit under ERISA or applicable Texas laws and pursue your claim in court.
Texas Law and LTD Policies
Texas has taken important steps to protect policyholders. Since 2011, state law has prohibited discretionary clauses in insurance policies, including disability insurance. These clauses once gave insurers the power to interpret policy terms and decide eligibility — often leading to unfair denials. The Texas Department of Insurance banned them after finding they were unjust and deceptive.
This prohibition helps level the playing field for claimants, but insurance companies still fight hard to avoid paying benefits. Our firm knows how to hold them accountable.
Federal Courts in Texas
When pursuing an LTD lawsuit, jurisdiction matters. Texas is divided into four federal districts, each of which includes several divisions:
- Northern District – Dallas, Fort Worth, Amarillo, Lubbock, and more.
- Eastern District – Beaumont, Tyler, Marshall, Sherman, and others.
- Southern District – Houston, Galveston, Corpus Christi, McAllen, Laredo, and more.
- Western District – Austin, San Antonio, El Paso, Waco, and surrounding areas.
All district court decisions can be appealed to the Fifth Circuit Court of Appeals. With experience in federal disability litigation, we are well-equipped to represent clients in any of these jurisdictions.
Social Security Disability Claims in Texas
The Social Security Administration (SSA) denies many SSDI claims at the initial stage, but with skilled representation, you can greatly improve your chances of success. We assist Texas clients with:
- Initial Applications: Preparing and submitting a complete, well-documented claim.
- Requests for Reconsideration: Strengthening denied claims by addressing weaknesses and providing new evidence.
- Administrative Hearings: Advocating before an Administrative Law Judge (ALJ) with a thoroughly prepared case.
You Don’t Need a Local Attorney for ERISA or Social Security Disability Claims
Many people assume they must hire a local lawyer for LTD or SSDI claims. In fact, both ERISA and Social Security claims are governed by federal law, which means you can choose the attorney who best fits your needs, no matter where they are located.
At the Ortiz Law Firm, we represent clients nationwide. Whether you are in Houston, Dallas, Austin, San Antonio, Fort Worth, or anywhere else in Texas, we can handle your case remotely while providing the same high level of representation and advocacy.
Why Choose the Ortiz Law Firm?
Choosing the right attorney for your disability claim is critical. At the Ortiz Law Firm, we combine decades of experience with a deep understanding of both LTD and SSDI law. Because Nick Ortiz is licensed in Texas and admitted to practice in multiple federal courts, we are able to represent clients throughout the state with confidence.
But our strength is more than just legal knowledge. We know that every case involves real people facing serious health and financial challenges. That’s why we provide personalized attention, tailoring our strategies to the unique circumstances of each client. With a proven record of success and a commitment to compassionate service, we fight to protect your rights and secure the benefits you deserve.
Get a Free Case Evaluation
If you need help with your LTD or SSDI claim, you don’t have to go through it alone. Contact the Ortiz Law Firm today for a free case evaluation and take the first step toward securing your benefits. Call (888) 321-8131 or complete our online form to get started!
