Disability is unpredictable. A disabling illness or injury can happen to anyone at any time. You could get hurt in an auto accident, or you might experience a sudden illness. According to the U.S. Census Bureau, 9.3% of the Huntsville population under the age of 65 is living with a disabling medical condition. If you are unable to work due to a disabling medical condition, a Huntsville disability attorney can help.
Contact Ortiz Law Firm to see what a disability lawyer can do to help with you claim. Nick Ortiz the experienced legal team at the Ortiz Law Firm help with long term disability insurance claims and Social Security Disability Insurance (SSDI) claims. We offer a no recovery, zero-fee guarantee, so we only get paid if we are successful in recovering the benefits you deserve.
Huntsville, AL Long Term Disability Lawyers
We represent disability insurance claimants in Huntsville, Alabama, whose claims have been wrongfully denied or terminated. We prepare and file administrative appeals on behalf of our clients. If necessary, we will also prepare and file a lawsuit against the insurer.
Occasionally, when a disabled individual has been receiving LTD insurance benefits for an extended period of time, the insurance carrier will offer a lump-sum buyout instead of monthly benefits. However, the lump-sum buyout amount will likely be significantly less than the total amount a claimant would receive if benefits were paid through the claimant’s retirement age.
If you received a lump-sum buyout offer you should contact an attorney to review the offer. In many cases, the insurance company will offer to pay your attorney consultation fee so that you can get legal advice regarding whether you should accept the offer, meaning you get a consultation at no cost to you.
We Help With Long Term Disability Claims Nationwide
At the Ortiz Law Firm, we handle long term disability claims across the entire United States. This is possible because most group insurance plans are regulated by the Employee Retirement Income Security Act (ERISA), enabling an attorney to represent cases from any state. Over the past several years, Mr. Ortiz has advocated for clients from various states in the U.S and from countries like Morocco and the Philippines.
Occasionally, we might not be able to represent every claimant. Nonetheless, we review each case individually. If we are unable to assist, we will strive to refer you to another law firm that can help.
Medical Requirements in a Long Term Disability Claim
Acquiring the necessary medical evidence is often the most demanding part of a long term disability (LTD) claim. As a claimant, you’re required to provide supporting evidence to the insurance company. Many policies demand concrete proof, i.e., irrefutable evidence such as electrocardiograms, X-rays, MRIs, CT scans, blood tests, and psychological tests. An LTD lawyer can shoulder this burden for you, allowing you to concentrate on your wellbeing.
Huntsville, AL Courts, Government, and Department of Insurance Information
Northern District of Alabama | United States District Court
United States Court of Appeals for the Eleventh Circuit
Official government website for the State of Alabama
Alabama Department of Insurance
Huntsville Social Security Disability Lawyers
If you’re residing in Huntsville, Alabama and coping with a disability, our Social Security Disability lawyers can help you. Despite being based in Pensacola, we assist claimants nationally from the initial application stage through a hearing before an Administrative Law Judge. Every client who engages an attorney at Ortiz Law Firm receives a free Disability Academy membership – our online training program designed by a Social Security Disability lawyer to help you build a robust SSDI claim without hiring an attorney.
Huntsville, AL SSA Locations and Resources
Directions to the local Social Security Administration Office
Schedule a Free Case Evaluation with a Huntsville Disability Attorney
At the Ortiz Law Firm, we believe geography shouldn’t impede our ability to assist you. We offer a free case evaluation for individuals whose long term disability claims have been unjustly denied, as well as free consultations for those seeking Social Security Disability benefits. If you are in the Huntsville area and unable to work due to an illness or injury, please reach out to us at (888) 321-8131 to discuss your legal rights. We evaluate each claim individually, regardless of where you’re located, and look forward to discussing your case during your free consultation.