Living with a disability is hard enough without the added stress of battling insurance companies or the Social Security Administration. At the Ortiz Law Firm, we provide trusted legal guidance to help California residents secure the benefits they deserve through long-term disability (LTD) insurance or Social Security disability claims.
Disability attorney Nick Ortiz has been helping Californians since 2001. He is admitted to practice in the United States District Courts for the Central, Eastern, and Northern Districts of California. From the Bay Area to Southern California, he provides expert legal assistance and personalized representation to clients statewide.
Meet Nick Ortiz
Nick Ortiz is a disability attorney with decades of experience representing claimants in LTD and SSDI cases. He founded the Ortiz Law Firm with a commitment to serving disabled individuals nationwide and has dedicated his career to protecting the rights of people who can no longer work due to illness or injury.
In addition to his California bar admission, Nick is admitted in multiple federal courts across the country. With years of experience in disability law, he represents clients throughout California with confidence.
California Long-Term Disability Insurance Claims
LTD insurance should provide financial security when illness or injury prevents you from working. Unfortunately, insurers often deny or delay claims, leaving policyholders in a difficult position.
At the Ortiz Law Firm, we help California residents with:
- Administrative Appeals: If your LTD claim has been denied, we handle the appeals process from start to finish, gathering evidence, submitting documentation, and fighting to get your claim approved.
- Lawsuits: If your insurer continues to refuse payment, we are prepared to file a lawsuit under ERISA or California law to pursue the benefits you deserve.
California’s Legal Protections for Disability Claimants
California law offers stronger protections for claimants than many other states. Cal. Ins. Code § 10110.6 prohibits disability insurance policies from granting insurers “discretionary authority” to determine eligibility for benefits or interpret policy terms. This means California courts review claim denials more fairly — without automatically deferring to the insurance company’s decision.
Our firm has extensive experience with these provisions and knows how to leverage them to strengthen your case.
Social Security Disability Claims in California
The Social Security Administration (SSA) denies a large percentage of disability claims at the initial stage, making experienced legal guidance critical. We assist Californians with every step of the process, including:
- Initial Applications: We file a complete and compelling SSDI application with strong supporting medical evidence.
- Requests for Reconsideration: Strengthening denied claims by addressing SSA concerns and adding new evidence.
- Administrative Law Judge Hearings: Representing clients before an Administrative Law Judge (ALJ) and presenting a persuasive case for approval.
Do You Need a Local Attorney?
For both ERISA long-term disability and Social Security disability claims, you are not required to hire a local attorney. Because these claims are governed by federal law, you can choose the attorney best suited to your case, regardless of location.
At the Ortiz Law Firm, we represent clients nationwide. Whether you live in Los Angeles, San Diego, San Francisco, San Jose, or anywhere else in California, we can provide the expertise and advocacy you need — without the limitations of in-state-only representation.
Why Choose the Ortiz Law Firm?
Choosing the right attorney for your disability claim can make all the difference. At the Ortiz Law Firm, we bring decades of experience handling both long-term disability insurance and Social Security disability claims. Because Nick Ortiz is admitted to practice in California and multiple federal courts, we have the ability to represent clients throughout the state with confidence. Our team is well-versed in California-specific protections, such as laws that limit insurers’ discretionary authority, and we know how to use those protections to your advantage.
Beyond our legal knowledge, we pride ourselves on offering personalized and compassionate service. We understand that behind every disability claim is a real person facing serious health and financial challenges, and we treat each case with the care it deserves. With a proven record of success and a client-focused approach, we are committed to guiding you through the process and fighting for the benefits you are entitled to receive.
Get a Free Case Evaluation
Navigating a disability claim can feel overwhelming, but you don’t have to face it alone. Whether you’re dealing with an LTD denial or applying for SSDI benefits, our team is here to fight for your rights and financial security.
Contact us today for a free case evaluation. Call (888) 321-8131 or fill out our online form to take the first step toward securing the benefits you deserve.
