According to the CDC, 25.5% of adults in Indiana have some type of disability. Indianapolis is the state capital, the most populous city of the state of Indiana, and home to many disabled individuals. Indianapolis residents whose conditions are severe enough to prevent work activity may be wondering how they will manage living expenses and medical bills without an income. An Indianapolis disability lawyer can help.
Many of those who suffer from a disabling illness may be eligible to receive long-term disability benefits from an insurance carrier and/or Social Security Disability benefits from the Social Security Administration. An experienced disability attorney such as Nick Ortiz can help you obtain the benefits you deserve while you are unable to work due to a disabling illness or injury.
Indianapolis Long Term Disability, ERISA, and Disability Insurance Claims
Our goal is to help claimants who have been wrongfully denied obtain the disability benefits they deserve. Our team has years of experience disputing long-term disability denials and we know how to counter the tricks and tactics that the insurance company will use to delay and deny your claim.
It would be a privilege to discuss your claim with you, and we are ready to fight for the disability benefits that you paid for. We do not charge an attorney fee or administrative costs unless we win your case, so there is no risk in hiring a lawyer to represent you in your long-term disability claim.
We assist claimants in the administrative appeal process in hopes of getting the claim approved or reinstated, and, if necessary, we will file a lawsuit against the insurance company on your behalf.
Although we do not typically handle short-term disability claims, we may be able to help if you also have a long-term disability policy that will also be impacted.
If the insurance company has offered you a lump sum to buy out your claim, we can help you evaluate the fairness of the offer and possibly negotiate a larger settlement amount.
We Represent Claimants Nationwide
Many of the long-term disability claimants that contact our office ask the same question: “Can you still represent me even if I’m not in your local area?”
The answer is yes! We represent individuals anywhere in the United States, including Indianapolis, Indiana, and surrounding areas such as Fort Wayne and Pittsburgh, Indiana. The Ortiz Law Firm is based primarily in Pensacola, Florida, but because most group plans are governed by ERISA, Nick Ortiz can handle a case anywhere in the United States.
In the past few years, he has represented individuals from Alabama, Arizona, Colorado, Georgia, Illinois, Kansas, Louisiana, Maryland, Massachusetts, Minnesota, Mississippi, Missouri, Montana, Nevada, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, and even claimants around the world (prior clients have lived in Morocco, Norway, and the Philippines, for example).
Most long-term disability insurance claims are governed by a federal regulation called ERISA. Under ERISA, you do not have the right to a jury trial, and – in most cases – you do not have the right to engage in extensive discovery. This means that most of the work is paper-driven, involves a lot of brief writing, and a lot of correspondence by mail. It is highly unlikely that a court appearance will be required, and as a result, we can handle a federal court case anywhere in the state.
Nick Ortiz can be admitted to your local federal court by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida. If we are unable to assist you then we will attempt to refer you to another law firm that can.
We evaluate every claim on a case-by-case basis, so do not let our location discourage you from seeking assistance. Call us today at (888) 321-8131 to schedule your free case evaluation.
Our Indianapolis Long Term Disability Attorney Will Fight for the Benefits You Deserve
Most long-term disability appeals must be submitted to the insurance carrier within 180 days of the date of the denial or termination. Failure to submit your appeal within the time frame specified by the insurance company may cause you to be disqualified from receiving benefits even if you are disabled.
Under many long-term disability insurance policies, you cannot file a lawsuit against the insurance carrier unless you have “exhausted” your appeals. Therefore, you should speak with an Indianapolis long-term disability attorney right away if your claim is denied or terminated.
Stack the Administrative Record with Evidence to Support Your Claim
While the insurance company will explain your right to submit an appeal, they will not usually disclose that any future lawsuit will be limited to the evidence submitted during the administrative appeal process. It is essential that an experienced long-term disability attorney review the claim file at the appeal stage in order to determine what additional medical and/or vocational evidence needs to be added to the administrative file and to determine what adverse information needs to be rebutted.
ERISA laws are very complex. An Indianapolis long-term disability attorney will understand the administrative deadlines and critical issues that need to be addressed for a successful claim.
Indianapolis Courts, Government, and Department of Insurance Information
Southern District of Indiana Case Summary
Indianapolis Social Security Disability Lawyers
Although we are based in Pensacola, Florida, we represent Social Security claimants in Indianapolis and the surrounding areas, including Fort Wayne and Pittsburgh.
How a Social Security Disability Lawyer at Ortiz Law Firm Can Help
We assist claimants with Social Security Disability Claims at the following stages:
- Initial Application
- Request for Reconsideration
- Request for Hearing before an Administrative Law Judge
Indianapolis SSA Locations and Resources
Call Ortiz Law Firm for a Free Case Evaluation with an Indianapolis Disability Lawyer
In summary, you should not allow our geographic location to limit your contacting us to see what we can do to help you. Our law office focuses on disability-related practice areas, and we have the experience needed to help you get the benefits you deserve.
We represent disability claimants nationwide, and we only get paid if you get paid. Ortiz Law Firm offers a free case evaluation for long-term disability claims that have been denied or terminated and Indiana Social Security Disability Insurance benefits claims at the initial application, reconsideration, and hearing stages of a case.
We have recovered millions in benefits. Please give us a call right away at (866) 853-4512 or contact us online to discuss your free consultation with an Indianapolis disability attorney. We would welcome the opportunity to discuss your legal rights with you.