9.9% of the Mobile population under the age of 65 suffer from a disability. If you suffer from a disabling condition in Mobile, Alabama, you can be sure that you are not alone. If your condition is severe enough to prevent you from working you may need to apply for disability benefits.
While you are unable to work you may be eligible to receive disability benefits from the Social Security Administration or a long term disability insurance policy. Our office represents long term disability and Social Security Disability claimants nationwide.
Ortiz Law Firm Handles Mobile Alabama Long Term Disability Claims
Unfortunately, many Mobile residents who are disabled and unable to work will not receive the benefits they deserve. If the insurance company can find a reason to deny your claim, it will. At the end of the day, disability insurance companies are a business, and they do not make a profit by paying claims. However, an experienced long term disability lawyer can help you recover the benefits you deserve.
You should speak with a Mobile long term disability attorney to learn more about getting your long term disability claim approved or reinstated. They can provide guidance to help you through the administrative appeal process, filing a lawsuit against the disability insurance company, or even negotiating a lump-sum settlement.
We Represent Claimants Nationwide
Many of the claimants that contact our office ask the same question: “Can I hire you if I’m just across the state line?”
The answer is yes! We can represent individuals anywhere in the United States, even anywhere in the world! Below we’ll explain to you why.
The Ortiz Law Firm is based primarily in Pensacola, Florida, but because most group plans are governed by ERISA, Nick Ortiz can handle a case anywhere in the United States.
Many long term disability claims (not all, but most) are governed by a federal regulation called ERISA. Under ERISA, you do not have the right to a jury trial, and – in most cases – you do not have the right to engage in extensive discovery. This means that most of the work is paper-driven, involves a lot of brief writing, and a lot of correspondence by mail. It is highly unlikely that a court appearance will be required, and as a result, we can handle a federal court case anywhere in the state.
Our firm is equipped to communicate with you regardless of your location. We use an electronic signature service for most of the correspondence, and we also e-mail and fax and communicate by phone. Everything that we will need to do can be handled with mail, fax, and e-mail.
There are some cases where we may not be able to represent a claimant due to their location, but we still evaluate each case on a case-by-case basis. Nick Ortiz can either be admitted to your local federal court by what we would call a pro hac vice admission, or he can file a lawsuit here in the state of Florida. If we cannot assist you, we will attempt to refer you to another law firm that can.
Mobile Courts, Government, and Department of Insurance Information
Our Mobile Long Term Disability Lawyer Will Fight for the Benefits You Deserve
If you fail to submit your appeal within the specified time frame may be ineligible to receive the benefits you deserve. Under many long term disability insurance policies, you cannot file a lawsuit against the insurance carrier unless you have “exhausted” your appeals. You should speak with a Mobile long term disability lawyer immediately after receiving your denial or termination letter.
ERISA laws are very complex, but a Mobile long term disability lawyer will understand the administrative deadlines and critical issues that must be addressed for a successful claim. While the insurance company will explain your right to submit an appeal, they do not usually tell you that any future lawsuit will be limited to the evidence submitted during the administrative appeal process. It is essential that an experienced long term disability lawyer review the claim file at the appeal stage in order to determine what additional medical and/or vocational evidence needs to be added to the administrative file and to determine what adverse information needs to be rebutted.
We’re also familiar with the various tricks and tactics the insurance claim will use to build a stronger case against you. If the insurance company requests a phone interview or an independent medical examination, we will make sure you are fully prepared and guide you through the process. We will ensure that the insurance company is using the appropriate job description when evaluating your claim. We’ll even prepare you for the possibility that the insurance company will hire a personal investigator to conduct surveillance.
Mobile Social Security Disability Claims
Although we are based in Pensacola, Florida, we do represent Social Security claimants in Mobile and the surrounding areas. Whether you are just beginning to research how to file an application for benefits or you have a hearing scheduled with an Administrative Law Judge, the Ortiz Law Firm will fight for the benefits you deserve.
Mobile SSA Locations and Resources
Call Ortiz Law Firm for a Free Case Evaluation with a Mobile Alabama Disability Lawyer
In summary, you should not allow our geographic location to deter you from contacting us to see what we can do to help you with your disability claim. Ortiz Law Firm offers a free case evaluation for long term disability claims that have been denied or terminated and Social Security claimants at the initial application, reconsideration, or hearing level. We have recovered millions in benefits. Please give us a call right away at (866) 853-4512 to discuss your free consultation with a Mobile disability lawyer. We would welcome the opportunity to discuss your legal rights with you.