Don't Believe These Myths About Insurance Companies and the Long-Term Disability Claims Process

Here are some myths you may have heard concerning disability insurance companies:

  • The best way to convince the insurance company that you cannot work at your secretarial job is for you to write a 60 page letter describing your medical condition in exquisite detail.
  • Any lawyer can help you with your ERISA long term disability claim.
  • You should hold back your best evidence for trial.
  • Your doctors will come to trial to testify for and convince the judge that you are disabled.
  • You will be allowed to testify at trial if your case is filed.
  • If your doctors write that you are disabled then you should automatically win your case.
  • The insurance company appeal process is fair and unbiased.
  • You are on a level playing field with the insurance company.
  • If your employer says you to disabled to work, your insurance company will automatically pay.

If you believe anything that’s listed in this list of myths, then the insurance company has a huge advantage over you.

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