Long-term disability insurance is designed to provide financial assistance to those who have become disabled and are unable to work for a long period of time. However, not all claims are approved, and many people are denied coverage. In this article, we will discuss the types of long-term disability claims that are most likely to …
Your Chances of Getting Approved for Disability Benefits
How to Improve Your Chances of Getting Long Term Disability Benefits
In a perfect world, anyone who suffers from a physical or emotional disability would have the resources to seek treatment and provide for themselves without supplemental income. But since we live in the real world, many people struggle to make ends meet during a period of disability. Long term disability insurance is supposed to provide …
How to Improve Your Chances of Getting Long Term Disability BenefitsRead More
What Are My Chances of Winning a Lawsuit in an LTD Claim?
This is an impossible question to answer with certainty because of the number of factors that go into the decision, but the following is based on our firm’s own experience: The first thing we need to do is clarify what we mean by the term, “winning a lawsuit.” Oftentimes when a case goes to …
What Are My Chances of Winning a Lawsuit in an LTD Claim?Read More
Why Is It So Hard To Win an LTD Claim?
The Court’s Review Process When you go to court, the court applies, most typically, a six-step review process in evaluating long term disability claims. For example, here in the 11th Circuit, there is a six-step process, the most important of which are the first three. When you look through the first three steps, you’re going to …
What Are My Chances of Winning a Long Term Disability Appeal?
This is an impossible question to answer with certainty because of the number of factors that go into the decision. These factors include, but are not limited to: your age, your education, your work history, your type of disabilities, and the medical evidence submitted in support of the claim. That being said, your chances of winning a long …
What Are My Chances of Winning a Long Term Disability Appeal?Read More
Ten Traps That May Disable Your LTD Insurance Claim
Trap #1: Failing to Review Your Application for Disability Insurance Coverage Before Applying for Benefits This trap may not apply to your claim if you have a group disability insurance policy. However, if you have an individual policy that purchased directly from an insurance agent or broker, then this applies to you: Begin by contacting …
Ten Traps That May Disable Your LTD Insurance ClaimRead More