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Has your disability claim been wrongfully denied or terminated? Call us today for help!  (888) 321-8131

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OLF Ortiz Law Firm National Disability Attorneys

We appeal wrongful long term disability insurance and Social Security Disability denials.

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(888) 321-8131

  • ABOUT US
    • Areas We Serve
    • Testimonials
    • Our Team
      • Nick Ortiz
    • Our Office
    • Core Values
    • Referring Attorney Program
  • PRACTICE AREAS
    • Long Term Disability Claims
      • Administrative Appeals
      • Lawsuits
      • Lump-Sum Buyout Offers
    • Social Security Disability Claims
      • Initial Applications
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
    • Cigna
    • Guardian
    • Hartford
    • Lincoln Financial
    • Matrix Absence Management
    • MetLife
    • Mutual of Omaha
    • Northwestern Mutual
    • New York Life
    • Principal
    • Prudential
    • Reliance Standard
    • Standard
    • Unum
  • RESOURCES
    • Blog
    • Free Downloads
    • Lump Sum Disability Buyout Calculator
    • FAQ: Long Term Disability
    • FAQ: Social Security Disability
    • Abbreviations in Social Security Disability Claims
  • Search
  • CONTACT
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Long Term Disability

Can A Doctor Refuse To Fill Out Disability Forms?

October 12, 2021 //  by OLF

Living with a disability is not easy. It can affect the way you sit, stand, walk, think, and ultimately your ability to work and earn an income. Fortunately, there are disability benefits available to people with disabilities so severe that they are unable to work. Some disability benefits are provided by the Social Security Administration …

Can A Doctor Refuse To Fill Out Disability Forms?Read More

Category: Long Term Disability, Medical Eligibility for Long Term Disability Claims, Social Security Disability

Long Term Disability Delays and Extensions

September 20, 2021 //  by OLF

Insight into Long Term Disability Delays and How an Attorney Can Help Not being able to earn an income can be scary. If you or a loved one are cannot work due to an injury or medical condition, you have likely filed, or will soon be filing, an application for long-term disability insurance benefits. It …

Long Term Disability Delays and ExtensionsRead More

Category: Long Term Disability

How Do I Ask My Doctor for Disability?

September 16, 2021 //  by OLF

According to the CDC, there are about 61 million adults in the United States that are living with some type of disability. That means 1 in 4 adults have some kind of disability, whether it be back problems, autoimmune disorders, heart diseases, vision impairment, or one of many other disabling medical conditions. Living with a …

How Do I Ask My Doctor for Disability?Read More

Category: Long Term Disability, Medical Eligibility for Long Term Disability Claims, Social Security Disability

Top 10 Reasons Your Long-Term Disability Claim Will Be Denied or Terminated

August 9, 2021 //  by OLF

When applying for long-term disability (LTD) insurance benefits, you need to be aware that many claims are denied. Even if your disability insurance claim is initially approved, you need to be aware that your insurance company can terminate – or cut off – your benefits. If the insurance company decides that you are no longer …

Top 10 Reasons Your Long-Term Disability Claim Will Be Denied or TerminatedRead More

Category: Long Term Disability, Eligibility for Long Term Disability Claims

Long Term Disability for School Board Employees: Fight a Non-ERISA Denial

August 6, 2021 //  by OLF

If you are a school board employee, you are likely covered by your county’s short term disability (STD) and long term disability (LTD) insurance plan. Disability insurance coverage is available to most individuals employed by public schools, such as teachers and janitorial staff, although there are certain requirements (such as working a certain number of …

Long Term Disability for School Board Employees: Fight a Non-ERISA DenialRead More

Category: Long Term Disability, Additional Parts Of A Claim That Do Not Happen in Every Case

Top 10 Medical Conditions That Qualify for Long Term Disability in 2021

July 28, 2021 //  by OLF

Long-term disability can happen to anyone, whether it be the result of genetic predisposition, environmental factors, random illness, or injury. Those who suffer from disabling medical conditions might struggle to work at all after the disabling condition takes effect. Today, we discuss the top 10 medical conditions that qualify for long-term disability in 2021. Long …

Top 10 Medical Conditions That Qualify for Long Term Disability in 2021Read More

Category: Long Term Disability

5 Things You Need To Know About Long Term Disability and Knee Injuries

July 7, 2021 //  by OLF

How Chronic Knee Pain Can Disrupt Your Life The gut-wrenching sound of a knee injury is a familiar sound for athletes. You may have witnessed a knee injury watching a professional basketball game. Knee injuries account for 50% of all injuries in athletes. But knee injuries don’t just happen under the lights in a large …

5 Things You Need To Know About Long Term Disability and Knee InjuriesRead More

Category: Long Term Disability

Why It Is Important For Your Doctor To Write Up Your Functional Limitations

July 5, 2021 //  by OLF

Your functional limitations are the most critical evidence for your long term disability claim. Your insurance company is interested in how your disability affects your ability to work. The insurance claim examiner (and an administrative law judge if your claim goes to court) will look for you to provide detailed doctor’s notes on activity limitations. …

Why It Is Important For Your Doctor To Write Up Your Functional LimitationsRead More

Category: Long Term Disability

The Do’s and Don’ts of Traveling on Long Term Disability

June 30, 2021 //  by OLF

You can still have a life that involves traveling when you have a long term disability. The insurance company may not like it, but being on long term disability doesn’t mean you are on house arrest. Traveling can be a little more complicated when you are receiving disability payments, but it is do-able with a …

The Do’s and Don’ts of Traveling on Long Term DisabilityRead More

Category: Long Term Disability

Do Insurance Companies Use Drones to Spy? Protect Yourself from Sneaky Surveillance

June 25, 2021 //  by OLF

Do insurance companies use drones to spy? Yes. Drones are now on the rise as a new way to gather information and decrease the costs of long term disability insurance claim investigations. Why Do Insurance Companies Use Drones to Spy? Insurance companies have the duty of investigating disability insurance claims. Most insurance claims are legitimate …

Do Insurance Companies Use Drones to Spy? Protect Yourself from Sneaky SurveillanceRead More

Category: Long Term Disability

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Top Ten Mistakes That Will Destroy Your Long Term Disability Claim

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Virginia P.

Nick Ortiz is the most compassionate and knowledgeable attorney I have ever encountered. I spoke with other attorneys regarding a wrongful LTD denial, they were all interested in my case but NOT interested in me. Once I spoke with Mr. Ortiz I knew HE would represent ME, it was immediate! His calmness, empathy, integrity and sincerity was exactly what I needed. He is a true advocate for his clients. The Ortiz Law Firm successfully had my claim reinstated. Thank you again Mr. Ortiz & God bless you!

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Practice Areas

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ORTIZ LAW FIRM
(888) 321-8131

316 S Baylen St
Ste 590
Pensacola, FL 32502
Monday - Thursday: 9:00 AM - 5:00 PM Friday: 9:00 AM - 2:00 PM
Saturday - Sunday: Closed

Our Team

  • Nick Ortiz
  • Jessica Ortiz
  • Dawn Keller
  • Tory Nelson

Practice Areas

  • Long Term Disability Insurance and ERISA Disability Insurance Claims
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  • Personal Injury Claims
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