Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
// by Ortiz Law Firm
In today’s world, an ever-increasing number of individuals are suffering from environmental illnesses and chemical sensitivities. Chemical and environmental sensitivities (CES) can lead to a wide array of disabling symptoms. In severe cases, these sensitivities can profoundly impact a person’s ability to work and complete regular life activities. When symptoms impact a person’s ability to …
Long-Term Disability Claims for Chemical and Environmental SensitivitiesRead More
// by Ortiz Law Firm
Disability insurance can be a crucial lifeline for individuals who become unable to work due to severe health conditions. One of the common health issues that lead to long term disability claims is musculoskeletal disorders (MSDs). The impairments caused by these conditions are very real and can significantly impact the ability to work. However, individuals …
Long Term Disability Claims for Musculoskeletal DisordersRead More
// by Ortiz Law Firm
One of the most commonly requested documents by disability insurance carriers is an Attending Physician Statement (“APS”). Attending Physician Statement forms are provided by your insurance company to be completed by your doctor(s). The medical information your doctor provides on the Attending Physician Statement could make or break your claim. If you submit an incomplete …
// by Ortiz Law Firm
When it comes to long term disability insurance, it’s important to understand the difference between total and residual disability. These two concepts can significantly impact your insurance benefits and coverage. In this article, we’ll take a closer look at what each term means and how they affect your insurance policy. What is Total Disability? Total …
Total Disability vs Residual Disability in Disability Insurance ClaimsRead More
// by Ortiz Law Firm
If you’re unable to work due to a disabling condition, you may be eligible for long term disability (LTD) benefits. However, obtaining these benefits is often a complex and challenging process. One of the key factors that can affect your chances of getting approved for long term disability benefits is the medical evidence that you …
Which Doctor Should You See to Claim Long Term Disability Benefits?Read More
// by Ortiz Law Firm
Living with a disability is not easy. It can affect the way you sit, stand, walk, think, and ultimately your ability to work and earn an income. Fortunately, there are disability benefits available to people with disabilities so severe that they are unable to work. Some disability benefits are provided by the Social Security Administration …
// by Ortiz Law Firm
According to the CDC, there are about 61 million adults in the United States that are living with some type of disability. That means 1 in 4 adults have some kind of disability, whether it be back problems, autoimmune disorders, heart diseases, vision impairment, or one of many other disabling medical conditions. Living with a …
// by Ortiz Law Firm
A long-term disability can effect anyone, whether it be the result of genetic predisposition, environmental factors, random illness, or injury. Those who suffer from disabling medical conditions might struggle to work at all after the disabling condition takes effect. Today, we discuss the top 10 medical conditions that qualify for long-term disability in 2021. Long …
Top 10 Medical Conditions That Qualify for Long Term Disability in 2021Read More
// by Ortiz Law Firm
The gut-wrenching sound of a knee injury is a familiar sound for athletes. You may have witnessed a knee injury watching a professional basketball game. Knee injuries account for 50% of all injuries in athletes. But knee injuries don’t just happen under the lights in a large stadium. Knee injuries and pain are common in …
5 Things You Need To Know About Long Term Disability and Knee InjuriesRead More
// by Ortiz Law Firm
Your functional limitations are the most critical evidence for your long term disability claim. Your insurance company is interested in how your disability affects your ability to work. The insurance claim examiner (and an administrative law judge if your claim goes to court) will look for you to provide detailed doctor’s notes on activity limitations. …
Why It Is Important For Your Doctor To Write Up Your Functional LimitationsRead More
Our experienced disability law firm is ready to fight for you. Contact us today for a free case evaluation.
(888) 321-8131
316 S Baylen St., Ste 590
Pensacola, FL 32502