We appeal wrongful long term disability insurance denials.

Additional Parts Of A Claim That Do Not Happen in Every Case

A “Vocational Assessment” Issued by a Vocational Consultant

Many claimants ask themselves, why is the insurance company using a vocational consultant in my case? Isn’t the main issue whether I have a medical disability and I’m medically disabled under the policy? This is a very legitimate question, but here we why vocational consultants or experts are very important. What is a Vocational Assessment? …

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A “Peer Review Report” Issued by a Peer Review Physician

The insurance company may have the file reviewed by a “peer review” physician, who will likely issue a report questioning any opinions issued by your own treating physicians. Unlike an Independent Medical Examination, this is a paper file review and the reviewer will only have access to the documentation in the claim file, so you will …

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