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Has your disability claim been wrongfully denied or terminated? Call us today for help!  (888) 321-8131

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OLF Ortiz Law Firm National Disability Attorneys

Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

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Call us today for help!

(888) 321-8131
  • ABOUT US
    • Nick Ortiz
    • Our Team
    • Case Results
    • Testimonials
  • PRACTICE AREAS
    • Long Term Disability
      • Long Term Disability Appeals
      • Long Term Disability Lawsuits
      • Lump Sum Buyouts/Settlements
    • ERISA Disability Claims
    • Individual Disability Insurance
    • Social Security Disability Claims
      • Initial Applications for Social Security Disability
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Long Term Care Insurance Claims
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
    • View All
    • Insurance Company Tricks And Tactics
  • RESOURCES
    • Blog
    • eBooks, Guides, and More
    • Lump Sum Disability Buyout Calculator
    • Long Term Disability FAQs
    • Social Security Disability FAQs
    • Long Term Disability Glossary
    • Individual Disability Insurance Policy Analysis
    • Long Term Disability Federal Court Case Summaries
    • Abbreviations in Social Security Disability Claims
  • Search
  • CONTACT

Non-Medical Eligibility for Long Term Disability Claims

What Is the Elimination Period in a Long Term Disability Claim?

May 16, 2023 //  by Ortiz Law Firm

If you’re looking into long-term disability or individual disability insurance, you may have come across the term “elimination period.” This is an important concept to understand as it can affect when you will receive benefits if you become disabled. In this article, we will explain what the elimination period in a long term disability claim …

What Is the Elimination Period in a Long Term Disability Claim?Read More

Category: Long Term Disability, Non-Medical Eligibility for Long Term Disability Claims

What No One Tells You About Resigning Due to a Disability and Stopping Work

June 16, 2021 //  by Ortiz Law Firm

Question: “My job is saying I must resign since I am filing for long term disability and do not plan to return to work. Should I consider resigning due to a disability?” The simple answer is most likely “no.” In fact, if you resign, you will lose your long-term disability benefits altogether. Except for very …

What No One Tells You About Resigning Due to a Disability and Stopping WorkRead More

Category: Long Term Disability, Non-Medical Eligibility for Long Term Disability Claims

“Own Occupation” vs “Any Occupation” Disability Insurance

January 5, 2021 //  by Ortiz Law Firm

Long term disability (LTD) insurance should provide financial assistance if an injury or illness substantially limits your ability to work. If you are self-employed, you can purchase an LTD policy from a broker or agent. However, most employees are covered under group policies provided by their employers. The Definition of Disability One of the most …

“Own Occupation” vs “Any Occupation” Disability InsuranceRead More

Category: Long Term Disability, Non-Medical Eligibility for Long Term Disability Claims

Filing an LTD Claim: What to Know

July 14, 2020 //  by Ortiz Law Firm

If your long term disability policy is part of a group plan, you should contact your human resources manager to obtain a copy of your summary plan description and a disability claim application. If you purchased an individual disability insurance policy, you should contact your broker or insurance agent for an application. Under either scenario, …

Filing an LTD Claim: What to KnowRead More

Category: Long Term Disability, Medical Eligibility for Long Term Disability Claims, Non-Medical Eligibility for Long Term Disability Claims

When Is a Person Considered Disabled by a Long Term Disability Insurance Company?

July 14, 2020 //  by Ortiz Law Firm

The first step in determining your eligibility for benefits is to is thoroughly read your long term disability (LTD) policy. You can obtain a copy of your LTD plan from your employer’s human resources department or from the insurance company. There may be instances where HR or the insurer might delay furnishing you with the …

When Is a Person Considered Disabled by a Long Term Disability Insurance Company?Read More

Category: Long Term Disability, Medical Eligibility for Long Term Disability Claims, Non-Medical Eligibility for Long Term Disability Claims

Non-Medical Requirements for Long Term Disability Claims

July 14, 2020 //  by Ortiz Law Firm

If you have a long term disability policy through your employer or you have an individual policy that you purchased on your own, you may be able to receive disability benefits to replace most or part of your salary if you are unable to work. Unfortunately, there is a lot of paperwork and red tape …

Non-Medical Requirements for Long Term Disability ClaimsRead More

Category: Long Term Disability, Non-Medical Eligibility for Long Term Disability Claims

Is Age a Factor in Long Term Disability Claims?

July 14, 2020 //  by Ortiz Law Firm

Age is a factor in most long-term disability claims as most long-term disability policies have an age limit. Most disability insurance policies end either at age 65 or at the claimant’s Social Security Normal Retirement Age – which currently ranges between 65 and 67 years old. There are some exceptions to this – like if …

Is Age a Factor in Long Term Disability Claims?Read More

Category: Long Term Disability, Non-Medical Eligibility for Long Term Disability Claims

How Occupation or Education Level Affect Long Term Disability Claims

July 14, 2020 //  by Ortiz Law Firm

In some cases, the type of job you perform or the amount of education you have can affect whether you get LTD benefits. In this article we explain how your occupation and education level affect your long term disability claim. Occupation The differences between own occupation and any occupation can be technical and confusing. The insurance …

How Occupation or Education Level Affect Long Term Disability ClaimsRead More

Category: Long Term Disability, Non-Medical Eligibility for Long Term Disability Claims

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Top Ten Mistakes That Will Destroy Your Long Term Disability Claim

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"I highly recommend Ortiz Law Firm. Very friendly staff. They helped me win my appeal against Liberty Mutual. Thank you all for being the best!!"

Lavanda T.

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Our experienced disability law firm is ready to fight for you. Contact us today for a free case evaluation.

(888) 321-8131
316 S Baylen St., Ste 590
Pensacola, FL 32502

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