Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
Nurses will find it challenging to get a long term disability claim approved. Insurance companies such as Cigna, Hartford, Lincoln, and Unum will search for virtually any reason to deny the claim. By providing strong medical evidence, keeping a low profile, and not rushing back to work too soon, a nurse can create a solid case for disability.
// by Ortiz Law Firm
Carianne Deroo (“Deroo”) worked as an employee for Beaumont Hospital as a Clinical Nurse II. This role involved full-time work as a registered nurse which required patient care. Through her employment with Beaumont Hospital, Deroo was covered by a long-term disability benefits policy which was administered by Unum Life Insurance Company of America (“Unum”). The …
Court Rules a Suitable Job for Claimant Doesn’t ExistRead More
// by Ortiz Law Firm
Lisa Conner (“Conner”) worked as a perioperative nurse at St. Vincent’s Medical Center. Through her employment, she held a policy under the Ascension Health (“Ascension”) Long-Term Disability plan. This plan was administered by Sedgwick. The language of the plan explained that: “Disability or disabled means that due to an Injury or Sickness which is supported …
Court: Sedgwick’s Decision Reasonable and SupportedRead More
// by Ortiz Law Firm
Case Name: Michelle R. Rouleau v. Liberty Life Assurance Company of Boston Court: U.S. District Court for the Western District of Michigan Date of Decision: January 25, 2017 Type of Claim: Long Term Disability under 29 U.S.C. § 1132(a)(1)(B), a civil enforcement provision of the Employee Retirement Security Act (“ERISA”) Insurance Company: Liberty Life Assurance Company of Boston Claimant’s Employer: Sparrow …
// by Ortiz Law Firm
Case Name: Young v. Aetna Life Insurance Company Court: United States District Court for the District of Massachusetts Type of Claim: Long Term Disability Insurance Company: Aetna Life Insurance Company (hereinafter “Aetna”) Claimant’s Employer: Children’s Hospital Boston Claimant’s Occupation / Job Position: Staff Nurse Disabilities: Pain in her neck, shoulder labral tear, scapula, lower back, and hip, with …
Aetna Commits Abuse Of Discretion In Denying Plaintiff’s LTD BenefitsRead More
// by Ortiz Law Firm
Melissa McIntyre (“McIntyre”) worked as a nurse for Mayo Clinic Health System. She was covered under a long-term disability plan which was administered by Reliance Standard Life Insurance Company (“Reliance”). Around 2011, McIntyre’s health caused her to cease working. McIntyre suffered from Charcot Marie Tooth Syndrome, a neurological issue that can result in atrophy of the …
Court Rules Claimant Is Disabled Under Any Occupation StandardRead More
// by Ortiz Law Firm
In the present case, Brenna Mawa (“Mawa”) worked as a nurse, Branch Director, and Clinical Director; she was employed by LHC Group, Inc. (“LHC”). The company was insured by a Group Long Term Disability Plan for Employees issued by the Hartford Life & Accident Insurance Company. This plan defined a disability as whether a person can perform …
Hartford Disability Claim For Peripartum Cardiomyopathy DeniedRead More
// by Ortiz Law Firm
Jennifer Coats (“Coats”) was employed by Cottage Health Care as a staff nurse. Through her employment, she was able to participate in an employee welfare benefit plan which included coverage for long term disability benefits. These benefits were funded by Reliance Standard Life Insurance Company (“Reliance”). More specifically, Reliance “shall serve as the claims review fiduciary with respect …
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