Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

Technician

Technicians will find it challenging to get a long term disability claim approved. insurance companies such as Cigna, Hartford, Lincoln, and Unum will search for virtually any reason to deny the claim. By providing strong medical evidence, keeping a low profile, and not rushing back to work too soon, a technician can create a solid case for disability.

Prudential Failed to Provide a Full and Fair Review

Case Name: Eduardo Nieves v. Prudential Insurance Company of America Court: U.S. District Court for the Northern District of Arizona Date of Decision: January 17, 2017 Type of Claim: On April 14, 2015, Plaintiff filed a claim for short term disability (“STD”) benefits under the Plan with Defendant Prudential, the Plan administrator. Prudential issued a letter denying Plaintiff’s claim …

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Experts’ Bread Has Been Buttered By Aetna Before

Case Name: Maiden v. Aetna Life Insurance Company and Evonik Corporation Long Term Disability Group Policy Court: United States District Court for the Northern District of Indiana, South Bend Division Type of Claim: Long Term Disability Insurance Company: Aetna Life Insurance Company (hereinafter “Aetna”) Claimant’s Employer: Evonik Corporation Claimant’s Occupation / Job Position: Lab Technician Disabilities: Spinal stenosis, chronic obstructive pulmonary disease, arthritis, diabetes, sleep apnea, …

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Court Rules Defendant’s Decision is an Abuse of Discretion

Case Name: Christopher Esbensen v. Life Insurance Company of North America Court: United States District Court for the Middle District of Pennsylvania Date of Decision: March 21, 2016 Type of Claim: Long Term Disability under the Employee Retirement Income Security Act (“ERISA”) Insurance Company: Life Insurance Company of North America (“LINA”) Claimant’s Employer: Sears Holding Management Corporation Claimant’s Occupation / Job …

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Court Rules in Favor of Aetna: Claimant Isn’t Totally Disabled

Charlie Craig Hounihan (“Hounihan”) was a technician who was employed by Proctor and Gamble (“P&G”) on the Bounty paper towel line at a plant in Cape Girardeau, Missouri. Through his employment with P&G, Hounihan was covered under both a short term and long term disability benefits plan. The Proctor & Gamble Disability Committee (“Disability Committee”) …

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Court Rules Unum Did Not Abuse Discretion in Denying Claim

Case Name: Mary Allen v. Unum Life Insurance Company of America Court: U.S. District Court for the Eastern District of Virginia Date of Decision: September 1, 2016 Type of Claim: Long Term Disability Insurance Company: Unum Life Insurance Company of America (“Unum”) Claimant’s Employer: CVS Pharmacy Claimant’s Occupation / Job Position: A pharmacy technician. Her …

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