The Challenges Computer Programmers Face When Filing For Long-Term Disability

A computer programmer is someone who writes code to create software programs. Computer programmers take the program designs created by software developers and engineers and turn them into instructions that a computer can follow. Programmers are also usually responsible for debugging the programs-that is, testing the programs to make sure they produce the expected results.

In this article, we will explore the following topics:

• Why it’s so difficult to claim disability as a computer programmer;
• Tips that can help you win your claim; and
• What to do if your long-term disability claim is denied.

Why It Is Difficult to File for LTD Benefits as a Computer Programmer

Programmers have many duties and responsibilities. Here is a list of just a few of the duties and responsibilities of a computer programmer:

• Coding and testing software and mobile applications;
• Develop and deploy computer applications;
• Execute code builds for test and production environments;
• Fixing bugs in existing code;
• Collaborate with product, design, and marketing teams;
• Maintain documentation according to company standards;
• Provide testing, documentation, training, and support for third-party software products; and
• Resolving problems and questions submitted by users.

Depending on the company, sample computer programmer skills, requirements and qualifications may include:

• Bachelor’s degree from an accredited university or college in computer science;
• Work experience as a computer programmer or in a related field;
• Understanding of object-oriented software development;
• A track record of successful application development;
• Ability to write clean, well-documented code;
• Excellent complex problem solving and critical thinking skills;
• Working knowledge of SQL and Microsoft SQL Server;
• Strong troubleshooting and communication skills;
• Experience using Microsoft Office tools (Excel, Visio); and
• Proven analytical and critical thinking skills.

In short, here is a list of the top 10 skills that a computer programmer may need in his or her job:

1. Complex problem solving;
2. Critical thinking;
3. Coordination with others;
4. Judgment and decision-making;
5. Cognitive flexibility;
6. Understanding of goals;
7. Good verbal communication skills;
8. Problem solving;
9. Being a good listener; and
10. Excellent time management skills.

Alternate job titles for computer programmers include:

• Software Developer;
• Developer;
• Software Engineer;
• Senior Software Engineer;
• Programmer;
• IT Programmer;
• Coder;
• Architect; and
• Software Architect.

Computer programmers are well compensated for the high level of skill required to do their job.

If a computer programmer becomes disabled and files a long-term disability claim, he or she will have a hard time getting approved.

Why is that? Because the insurance company looks at the case from a financial standpoint. The insurance company is looking at how much money it will cost the company to provide benefits to a computer programmer throughout the duration of the illness or disability. The longer it could potentially take the programmer to return to work, the more scrutiny the programmer will face in the claims process.

Tips for a Successful Disability Claim for Computer Programmers

Tip #1. Gather Strong Evidence

Gather all relevant documentation from your treating physicians or specialists that demonstrates the impact of your disability on your ability to code and perform technical tasks. Make sure that your medical professionals accurately document your pain levels and any other symptoms, and how they specifically affect your programming skills. Detailed and objective evidence, such as a functional capacity evaluation, imaging studies, and expert opinions, can significantly strengthen your claim.

Tip #2. Be Prepared for Surveillance

When pursuing a disability claim, it’s important to anticipate surveillance. Insurance companies may hire an investigator to follow you and monitor your activities. Be careful not to engage in activities that may appear to contradict your claim. 

Tip #3. Limit Social Media Exposure

During the claim process, it’s a good idea to minimize your presence on social media platforms. Insurance investigators may scrutinize your social media accounts, looking for evidence to dispute your claim. As a computer programmer, you may have professional accounts on platforms such as GitHub, Stack Overflow, or LinkedIn, which should be reviewed and curated to ensure they do not contradict your disability claim. Use privacy settings effectively, and consider refraining from posting personal or potentially misleading content.

Tip #4. Return to Coding Work Gradually

The recovery period from a disability can be frustrating for computer programmers accustomed to an active coding schedule. However, it is important to resist the urge to return to work too soon. Pushing yourself back into coding before you are physically and mentally ready could make your condition worse. Prioritize your health and consult with medical professionals to determine when it is safe and appropriate to gradually reintroduce coding work into your routine.

Tip #5. Highlight Cognitive Impairments

Cognitive impairments can significantly affect a programmer’s ability to think critically, focus, solve complex problems, and communicate effectively. If you are experiencing cognitive difficulties as a result of your disability, make sure they are well-documented by medical professionals. Memory loss, difficulty with problem solving and reasoning, reduced attention span, or impaired communication skills should be highlighted to demonstrate the significant impact on your ability to program. Advocate for yourself by emphasizing how cognitive impairments affect your ability to perform the essential functions of your job.

Programmers will find it difficult to get a long-term disability claim approved. The insurance company will look for virtually any reason to deny the claim. By providing strong medical evidence, keeping a low profile, and not rushing back to work too soon, a computer programmer can build a solid case for disability.

Was Your Long-Term Disability Claim Denied? We Can Help

If your long-term disability claim has been denied, an experienced disability attorney can help you get the benefits you deserve. The Ortiz Law Firm is a national disability law firm based in Florida, which means we represent claimants across the country. We can help you evaluate your claim to determine if you are eligible for long-term disability benefits and how to move forward with the process. Call us at (888) 321-8131 to schedule a free case evaluation today.