Patients with amyotrophic lateral sclerosis (ALS), also known as Lou Gehrig’s disease, may be unable to work because of their disease and its related complications. Patients who find themselves unable to work because of their amyotrophic lateral sclerosis may qualify for disability benefits. The insurance company will review their claim to see if they qualify under the conditions of that plan.
Is ALS a Disability?
For example, James has been diagnosed with the early stages of ALS and currently works as a manager of an auto body shop. His inability to hold objects makes it impossible for him to fill out order forms and handle merchandise without dropping it. His slurred speech has also made it difficult for him to communicate effectively with his employees and customers. When filing for long-term disability, James will need to have detailed doctors’ notes that explain his symptoms and how they are affecting his daily life. Evidence from treating physicians is essential to getting a claim approved.
How to Prove Your Long-Term Disability Claim for ALS
When you file your long-term disability claim, your insurance company will want to see that you are receiving treatment from your physician. Although there is no cure, doctors can still treat the symptoms, monitor you to avoid complications, and provide support through therapy and counseling services:
- Medications can help slow the progression of the disease and help with symptoms like fatigue, pain, depression, sleep problems, and muscle spasms.
- Physical therapy will help you manage your mobility issues and pain.
- Occupational therapy will help you maintain your independence for as long as possible, teaching you how to perform daily activities like dressing, bathing, feeding, with the disease.
- A speech therapist can teach you adaptive techniques to help you communicate.
Your insurance company will want to see that you have been following your treatment plan, including taking your medications, making your doctor’s appointments, and attending your therapy sessions. Additionally, they will want to see how each of your symptoms affects your ability to perform your job duties.
Working With a Long-Term Disability Attorney
If you have been diagnosed with ALS, you may be entitled to long-term disability benefits. Insurance companies try to make the process as difficult as possible. Since you are so limited by the appeals process, consider consulting a disability attorney very early on. Even with a claim for ALS, it can be tricky to navigate the appeals process. Working with an experienced disability attorney will give you the best chance of getting the benefits you deserve. If you have been denied disability benefits, do not lose hope. Many people are denied benefits the first time they apply. You have the right to file an appeal and to get more information that may help your case.
While the process can be daunting, your expert disability attorney will be able to guide you through the process. Getting expert help is often the difference between being denied and being approved for benefits. An experienced long-term disability attorney can help you stay on top of your deadlines, help you gather your documents, assist you during field interviews, and give you guidance that will help you get your claim approved. They do not get paid until you win your case. You can seek help without worrying about upfront costs or unexpected bills.
Ortiz Law Firm Can Help You Get Your Disability Benefits
The Ortiz Law Firm has successfully represented people in disability cases across the United States. If you would like to talk to an experienced disability lawyer about your ALS and its impact on your ability to work, we offer a free consultation with no obligation to use our firm. During the call, you can ask any questions you have regarding your claim, and we will answer them. To see how we can help you win your long-term disability case, call us at (888) 321- 8131.