Patients with rheumatoid arthritis may be unable to work because of their disease and its related complications. Patients who find themselves unable to work because of their rheumatoid arthritis may qualify for long term disability (LTD) benefits. The insurance company will review their claim to see if they qualify under the conditions of that plan.
What is Rheumatoid Arthritis?
The second most common form of arthritis—after osteoarthritis—is rheumatoid arthritis, which affects over two million Americans. Though it is assumed that the disease is hereditary and possibly infectious, little is known as to why it occurs. For whatever reason, the condition makes immune system cells move from the bloodstream into the lining of joint tissue, which causes inflammation of the joints. Redness and swelling are typical signs of rheumatoid arthritis.
Rheumatoid arthritis is a systemic autoimmune disease, which means it can occur in numerous organs at once and forces the body to attack its own system, causing irritation in the joints and sometimes also in the skin, eyes, lungs, heart, blood and nerves. It is most common among middle-aged women, but can occur in children and older individuals, and men who have it often suffer more harshly than women. The disease is also symmetrical. Therefore, if a joint has been affected, the matching joint on the opposite side of the body will also show symptoms. This form of parallel attack makes it unique compared to other forms of arthritis.
How Rheumatoid Arthritis Ravages the Body
Those with the condition can experience symptoms that may include fatigue and anemia, as well as aching pain and swelling, for extended or brief periods, and can often enter a lengthy remission with no symptoms or pain. However, since rheumatoid arthritis is considered chronic, it is not likely that those who currently have it will ever be cured. You may be experiencing pain from this condition that has kept you from working. This could make you eligible to receive long term disability (LTD) insurance benefits.
Working with an experienced disability attorney will give you the best chance of getting the benefits you deserve for your rheumatoid arthritis. Even if you have been denied benefits, that does not mean your fight is over. Many people are denied benefits the first time they apply. You have the right to file an appeal and try to get more information that may help your case. Getting expert help is often the difference between being denied and being approved for benefits.
While the process can be daunting, your experienced disability attorney will be able to guide you through the process. They do not get paid until you win your case. You can seek help without worrying about upfront costs or unexpected bills.
The Ortiz Law Firm has successfully represented people in disability cases across the United States. If you would like to talk to an experienced disability lawyer about your rheumatoid arthritis and its impact on your ability to work, call us at (888) 321-8131. We would be happy to evaluate your case and to discuss how to help you through the appeal process.