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Ortiz Law Firm | National Disability Law Firm
Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
In this video, disability attorney Nick A. Ortiz addresses some of the common reasons why Cigna denies/terminates long-term disability insurance claims and how one can respond to a denial letter.
You are probably here because Aetna has wrongfully denied or terminated your long-term disability insurance claim. This video addresses some of the common reasons why Aetna denies/terminates claims, and some of the ways one can respond to a denial letter.
You are probably here because the Prudential Insurance Company of America (Prudential) has wrongfully denied or terminated your long-term disability insurance claim. This video addresses some of the common reasons why Prudential denies/terminates claims and how one can appeal a denial letter.
You are probably here because Unum has wrongfully denied or terminated your long-term disability insurance claim. This video addresses some of the common reasons why Unum denies/terminates claims and how one can respond to a denial letter.
You are probably here because Hartford has wrongfully denied or terminated your long-term disability insurance claim. This video addresses some of the common reasons why The Hartford denies and terminates claims, and how one can respond to a denial letter.
You are probably here because Metropolitan Life Insurance Company has wrongfully denied or terminated your long-term disability insurance claim. This video addresses some of the common reasons why MetLife denies/terminates claims and how one can respond to a denial letter.
You are probably here because the Standard has wrongfully denied or terminated your long-term disability insurance claim. This video addresses some of the common reasons why the Standard denies/terminates claims and how one can respond to a denial letter.
You are probably here because Mutual of Omaha has wrongfully denied or terminated your long-term disability insurance claim. This video addresses some of the common reasons why Mutual of Omaha denies/terminates claims, and some of the ways one can respond to a denial letter.
You are probably here because United Healthcare has wrongfully denied or terminated your long-term disability insurance claim. This video addresses some of the common reasons why UnitedHealthcare denies/terminates claims, and some of the ways one can respond to UHC's denial letter.
Liberty Mutual is the brand name for Liberty Life Assurance Company of Boston. You have legal rights if Liberty Mutual has wrongfully denied your LTD claim or terminated your benefits. In this video, disability attorney Nick A. Ortiz discusses appeals and lawsuits with Liberty Mutual.
You may be here because the Guardian Life Insurance Company of America wrongfully denied your long-term disability insurance claim or terminated your long-term disability benefits. In this video, Mr. Ortiz discusses the common reasons why Guardian denies long-term disability insurance claims.
Disability lawyer Nick A. Ortiz reveals the top reasons why Berkshire Life denies long-term disability insurance claims.
Long-term disability insurance attorney Nick A. Ortiz discusses long-term disability insurance claims associated with Lincoln National / Lincoln Financial Group.
Long-term disability insurance attorney Nick A. Ortiz discusses why New York Life denies long-term disability insurance claims.
The experienced attorneys at the Ortiz Law Firm handle long-term disability claims with Reliance Standard. Nick A. Ortiz explains the top reasons why Reliance Standard denies long-term disability insurance claims.
Disability attorney Nick A. Ortiz reveals the top reasons why long-term disability insurance claims with Sun Life Insurance company are denied.
The experienced attorneys at the Ortiz Law Firm handle long-term disability claims with Voya. Nick A. Ortiz explains the top reasons why Voya Financial denies long-term disability insurance claims.
This video gives a detailed explanation of the top ten reasons we have found that long-term disability insurance companies deny claims. You may recognize some of these as reasons cited in the denial letter in your own LTD claim.
The short answer is yes, the insurance company does have the right to deny your claim if they determine that you do not meet the definition of disability. In this video, disability attorney Nick A. Ortiz explains that under most long-term disability insurance plans the insurance company has the discretion to interpret plan provisions. What that means is they have the right to review your case determine whether you have satisfied the definition of disability.
In this video, disability attorney Nick A. Ortiz discusses what to do if you receive a Cigna long-term disability insurance buyout settlement offer and your options moving forward.