Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

Unum

We have litigated claims against all the major insurance companies, including Unum, Aetna, Cigna, Lincoln, MetLife, The Hartford and more. Despite the fact the insurance companies have billions of dollars of resources behind them, the Ortiz Law Firm does not fear a single one of them.

Dardick v. Unum – Unum Succeeds In Denying LTD Claim For Cardiac Impairments

In Dardick v. Unum Life Insurance Company of America and First Unum Life Insurance Company, Unum succeeded in denying the claimant long-term disability insurance benefits. Dardick filed a lawsuit after Unum Life Insurance Company of America denied his claim for benefits under a group disability benefits plan provided by his previous employer, Westcon Group, Inc. The U.S. District …

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Abi-Aad v. Unum – Court Finds Plaintiff Failed to Meet His Burden of Proof for Long Term Disability

An ERISA long term disability insurance case between Daniel Abi-Aad and Unum was decided on April 7, 2023 by United States District Court for the District of Massachusetts. The parties filed cross-motions for summary judgment. The Court ruled against the claimant Abi-Aad, and ruled in favor of Unum Insurance Company of America. Abi-Aad worked with …

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Arenson v. Unum – Court Ruled In Favor of Unum Under Deferential Standard of Review

Today we review Arenson v. First Unum Life Insurance Company that was decided by the United States District Court for the Northern District of Illinois. Gregg Arenson was a futures and options trade broker. He sued his former employer’s benefits administrator, First Unum Life Insurance Company (hereinafter “Unum”) under ERISA. He challenged Unum’s denial of …

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Moseley v. Unum – Unum Should Have Ordered an IME to Determine if Disability Was Mental or Physical

Unum paid long term disability (LTD) insurance benefits to Susan Moseley, but stopped paying after a period of time pursuant to the mental illness limitation in her long term disability policy (a policy is also called a “plan” of benefits). Moseley appealed the case all the way to federal court, arguing that Unum abused its …

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Marselle v. Unum – Kentucky District Court Finds Unum Made a “Reasoned Determination”

Jonni Marselle was covered for long term disability (LTD) benefits under a group plan provided to Humana, Marselle’s former employer. Marselle was a consultant with Humana. The position was sedentary as it required her to constantly sit, occasionally stand, and occasionally walk. She mostly did computer work. Her disabilities included immunodeficiency, serious back pain, sinus …

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Fleming v. Unum – Court Rules That Unum “Cherry-Picked” The Record

In Fleming v. Unum, Pamela Fleming (“Ms. Fleming”) was a litigation attorney at the firm Kern & Wooley, LLP (“Kern & Wooley”). She was in a serious car accident in 1998, which caused injuries to her thoracic spine and neck. After receiving a cervical spine fusion around 2003, Ms. Fleming kept having back and neck pain, which led …

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Kouzmanoff v. Unum – Court Upholds Unum’s Decision to Deny Claim for Diabetes

The present case involves an ERISA claim for short term disability and long term disability insurance benefits where the claimant argues that the administrator improperly denied his claims for benefits. Marc Kouzmanoff (“Kouzmanoff”) was a sales representative for Thompson Reuters Holdings, Inc. (“Thompson Reuters”). In 2001, he developed diabetes; later, in 2016, he applied for disability benefits arguing that his job duties …

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Hans v. Unum – Court Upholds Denial of Claim for Chronic Fatigue Syndrome

Case Name: Hans v. Unum Life Insurance Company Court: United States District Court for the Central District of California Type of Claim: Long Term Disability Insurance Company: Unum Life Insurance Company (hereinafter “Unum”) Claimant’s Employer: E & J Gallo Winery Claimant’s Occupation / Job Position: Computer Programmer Disabilities: Vertigo, fatigue, memory and concentration complaints, anxiety and depression. The Plaintiff was later …

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Denney v. Unum – Court Ruled In Favor of Claimant and Remands Case for Further Review

Cara R. Denney (“Denney”) was an employee of Wagner Equipment Company (“Wagner”) where she was a Computer and Technology Instructor.  Her job duties “required extensive computer use” and “the ability to instruct employees on the use of various computer systems.” She was also required to travel up to fifty percent of the time, be able to …

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Warner v. Unum – A Claimant Friendly ERISA Federal Court Decision

Case Name: Warner v. Unum Life Insurance Company Court: United States District Court for the Northern District of Illinois Type of Claim: Long Term Disability Insurance Company: Unum Life Insurance Company Claimant’s Employer: Tyson Foods, Inc. Disabilities: Fibromyalgia, osteoarthritis, chronic fatigue syndrome, chronic low back pain, a seizure disorder, and “other maladies”. Benefits Paid? No. Issues: (A) “Did Unum Arbitrarily Reject Warner’s Evidence of Disability?”; …

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