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Has your disability claim been wrongfully denied or terminated? Call us today for help!  (888) 321-8131

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OLF Ortiz Law Firm National Disability Attorneys

We appeal wrongful long term disability insurance and Social Security Disability denials.

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(888) 321-8131

  • ABOUT US
    • Areas We Serve
    • Client Reviews and Video Testimonials
    • Our Team
      • Nick Ortiz
    • Our Office
    • Core Values
    • Referring Attorney Program
  • PRACTICE AREAS
    • Long Term Disability
      • Administrative Appeals
      • Lawsuits
      • Lump-Sum Buyout Offers
    • Social Security Disability Claims
      • Initial Applications
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
    • Personal Injury Claims
  • DISABLING CONDITIONS
    • Long Term Disability
    • Social Security Disability
  • INSURANCE CARRIERS
    • Cigna
    • Guardian
    • Hartford
    • Lincoln Financial
    • Matrix Absence Management
    • MetLife
    • Mutual of Omaha
    • Northwestern Mutual
    • New York Life
    • Principal
    • Prudential
    • Reliance Standard
    • Standard
    • Unum
  • RESOURCES
    • Blog
    • Free Downloads
    • Lump Sum Disability Buyout Calculator
    • FAQ: Long Term Disability
    • FAQ: Social Security Disability
    • Abbreviations in Social Security Disability Claims
  • Search
  • CONTACT
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You are here: Home / Areas We Serve / Orlando Disability Lawyer

Orlando Disability Lawyer

Ortiz Law Firm represents disability claimants in Orlando, Florida, and the surrounding areas, including Eustis, Lake Mary, Sanford, and Winter Park. If you have a long-term disability insurance claim that has been wrongfully denied or terminated, or if you need help getting Social Security Disability benefits, we can help.

Orlando Long Term Disability Claims

Appealing the wrongful denial or termination of your long term disability benefits is no small burden. You have enough worries with respect to your medical treatment, medical bills, and other complications caused by your loss of income and deteriorating health. Therefore, you may need the assistance of an Orlando long term disability lawyer to help you navigate the administrative appeal process. The Ortiz Law Firm is ready to fight for the disability benefits that you deserve.

Why You Should Contact an Orlando Long Term Disability Lawyer Right Away

Most long term disability appeals must be submitted to the insurance carrier within 180 days of the date of the denial or termination, otherwise, you may be ineligible for the benefits you deserve. Under many long term disability insurance policies, you are not permitted to file a lawsuit against the insurance carrier unless you have “exhausted” your appeals. However, you cannot prepare a comprehensive appeal in a matter of days. You’ll need to obtain your claim file and policy from the insurance carrier, as well as obtain evidence to support your appeal. Therefore, you should speak with an Orlando long term disability lawyer immediately after receiving your denial or termination letter.

Conditions That May Qualify for Long Term Disability Benefits

Virtually any combination of conditions could qualify an individual to receive long term disability benefits. Some of the most common conditions that cause an individual to miss work include:

  • Arthritis
  • Back pain
  • Heart disease
  • Fibromyalgia
  • Depression
  • Diabetes

You do not have to be suffering from one of the above-referenced conditions in order to qualify for long term disability benefits, but you must meet your insurer’s definition of the term “disability”. You will need to provide proof of disability to the claim adjuster in the form of lab and test results, x-rays, MRI scans, surgical reports, and notes from doctors that have treated you.

Tactics Used Against Orlando Long Term Disability Claimants

Long term disability insurance companies do not make money by paying out claims, and insurance claim adjusters are trained to delay and deny claims if possible. Some of the tactics commonly used against long term disability claimants include:

  • Prolonging your claim process. Long term disability insurance companies will try to delay your claim by requesting duplicate copies of documents – documents that you have already provided – and by changing your claims adjuster. The new adjuster will need time to review the file, causing the decision to be delayed even further.
  • Requiring multiple Independent Medical Examinations (IME). The long term disability insurance company does have the right to ask that you submit to this type of exam, but there have been cases of claimants going through 5 or more IMEs before a decision was issued.
  • Video surveillance. It is not unusual for a long term disability insurance company to hire an investigator to conduct video surveillance of a claimant. Unfortunately, anything can be taken out of context, and the insurance company will try to use your activities to deny your claim.

Orlando Social Security Disability Lawyer

In addition to long-term disability claims, the Ortiz Law Firm also handles Social Security Disability claims in Orlando and the surrounding area. Although our home office is located in Pensacola, we have the tools and resources necessary to represent claimants anywhere in the country. The SSA’s Orlando Hearing Office services the following areas:

  • Cocoa
  • Cocoa Beach
  • Eustis
  • Kissimmee
  • Lake Mary
  • Leesburg
  • Ocala
  • Orlando
  • Sanford
  • Winter Park

SSA Locations and Resources

Directions to the local Social Security Administration Offices

Social Security’s website

Information about the Orlando Office of Hearing Operations / Office of Disability Adjudication and Review

Working with an Orlando Disability Lawyer

In summary, you should not allow our geographic location to limit your contacting us to see what we can do to help you. Let your lawyer deal with the tactics and tricks used by the long-term disability insurance company.

Ortiz Law Firm offers a free case evaluation for claims that have been denied or terminated. Please give us a call right away at (888) 321-8131 to discuss your legal rights with a Jacksonville long term disability lawyer. We would welcome the opportunity to discuss your legal rights with you.

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The attorneys and staff really seem to care about helping people, and that's rare in my experience. They took the time to answer my questions before I'd even hired them. I highly recommend Ortiz Law Firm!

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Practice Areas

  • Long Term Disability Insurance and ERISA Disability Insurance Claims
  • Social Security Disability Claims
  • Personal Injury Claims

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ORTIZ LAW FIRM
(888) 321-8131

316 S Baylen St
Ste 590
Pensacola, FL 32502
Monday - Thursday: 9:00 AM - 5:00 PM Friday: 9:00 AM - 2:00 PM
Saturday - Sunday: Closed

Our Team

  • Nick Ortiz
  • Jessica Ortiz
  • Dawn Keller
  • Tory Nelson

Practice Areas

  • Long Term Disability Insurance and ERISA Disability Insurance Claims
  • Social Security Disability Claims
  • Personal Injury Claims
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