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Ortiz Law Firm | National Disability Law Firm

Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

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Home | Disability Case Summaries

Disability Case Summaries

Mercer v. Unum – Tennessee Nurse Practitioner Denied Long-Term Disability for Failure to Prove Continuing Disability

July 11, 2025 // by Nick Ortiz

Court: United States District Court for the Middle District of Tennessee, Nashville DivisionInsurance Carrier: Unum Life Insurance Company of AmericaClaimant’s Employer: Vanderbilt University Medical CenterClaimant’s Occupation: Nurse Practitioner and Instructor Disclaimer: Please note that this claim was not handled by the Ortiz Law …

Read moreMercer v. Unum – Tennessee Nurse Practitioner Denied Long-Term Disability for Failure to Prove Continuing Disability
Category: Disability Case Summaries
Tags: Unum

Case Study: Engineer with TBI Wins LTD Appeal with MetLife

July 9, 2025 // by Nick Ortiz

Our client, a senior principal electrical engineer, had dedicated his career to solving complex problems in a demanding technical field. However, after he suffered a traumatic brain injury (TBI) and developed post-concussion syndrome, memory loss, and additional complications—including edema, a Factor V Leiden mutation, ADHD, and anxiety and …

Read moreCase Study: Engineer with TBI Wins LTD Appeal with MetLife
Category: Disability Case Summaries
Tags: MetLife

Sami v. Guardian – Florida Shipping Supervisor Wins ERISA Remand After Guardian Failed to Provide Full and Fair Review

June 30, 2025 // by Nick Ortiz

Hari Sami, a Florida shipping supervisor, sued Guardian after it terminated his long-term disability benefits without giving him an opportunity to respond to critical medical reviews. The court ruled that Guardian violated ERISA by failing to provide those reports in advance of its final denial. As a result, the case was remanded for further …

Read moreSami v. Guardian – Florida Shipping Supervisor Wins ERISA Remand After Guardian Failed to Provide Full and Fair Review
Category: Disability Case Summaries
Tags: Guardian

Stroke Survivor Wins Back Long-Term Disability Benefits After Wrongful Denial by New York Life

June 18, 2025 // by Nick Ortiz

A 61-year-old former general manager for Chuck E. Cheese’s life was turned upside down when he suffered a serious stroke. The stroke left him with right-sided weakness (hemiparesis), clumsiness, sensory loss, balance problems, memory issues, near-syncopal episodes, and fatigue. These impairments made it impossible for him to continue working. At …

Read moreStroke Survivor Wins Back Long-Term Disability Benefits After Wrongful Denial by New York Life
Category: Disability Case Summaries
Tags: New York Life, Our Results

Case Study: How We Helped a Digital Coach Secure Long-Term Disability Benefits After a Denial by Sedgwick

June 13, 2025 // by Nick Ortiz

At the Ortiz Law Firm, we know that navigating the complexities of disability claims can be overwhelming, especially when insurance companies deny benefits due to a lack of so-called “objective evidence.” A recent case illustrates the challenges our client faced and how we stepped in to help her secure the benefits she rightfully …

Read moreCase Study: How We Helped a Digital Coach Secure Long-Term Disability Benefits After a Denial by Sedgwick
Category: Disability Case Summaries
Tags: Lincoln, Our Results, Sedgwick

Eggleston v. Unum – Florida Nurse Loses Disability Benefits Appeal Against Unum Despite Years of Chronic Pain

June 9, 2025 // by Nick Ortiz

Yvette Eggleston, a nurse from Florida, lost her long-term disability appeal against Unum after the insurer terminated her benefits based on social media activity and a reassessment of her chronic pain conditions. Despite support from multiple treating doctors and a functional capacity evaluation showing she couldn’t sit or stand for long periods, …

Read moreEggleston v. Unum – Florida Nurse Loses Disability Benefits Appeal Against Unum Despite Years of Chronic Pain
Category: Disability Case Summaries
Tags: Unum

Ortiz Law Firm Helps Systems Engineer Recover Long-Term Disability Benefits from MetLife

June 2, 2025 // by Nick Ortiz

At the Ortiz Law Firm, we recently had the privilege of helping a client who had been unfairly denied his long-term disability (LTD) benefits. Our client became disabled due to a combination of debilitating medical conditions, including long COVID syndrome with shortness of breath and dizziness, chronic fatigue syndrome, chronic migraines, dyspnea …

Read moreOrtiz Law Firm Helps Systems Engineer Recover Long-Term Disability Benefits from MetLife
Category: Disability Case Summaries
Tags: MetLife, Our Results

Ortiz Law Firm Secures Reinstatement of Long-Term Disability Benefits for Client Denied by Lincoln National

May 21, 2025 // by Nick Ortiz

At the Ortiz Law Firm, we fight for people who have been unfairly denied long-term disability benefits. Our recent success story highlights the importance of perseverance and strong legal advocacy when battling insurance companies like Lincoln National. Case Overview Our client, an airline operations agent, became disabled in March 2023 due to a …

Read moreOrtiz Law Firm Secures Reinstatement of Long-Term Disability Benefits for Client Denied by Lincoln National
Category: Disability Case Summaries
Tags: Lincoln, Our Results

Ortiz Law Firm Helps Client Recover Long-Term Disability Benefits After New York Life Denial

May 14, 2025 // by Nick Ortiz

Our client was forced to stop working due to a combination of disabling conditions, including essential tremor, chronic pain and neuropathy, and complications from right shoulder surgery. New York Life initially approved her long-term disability (LTD) claim and paid benefits during the 24-month “own occupation” period. However, after that period …

Read moreOrtiz Law Firm Helps Client Recover Long-Term Disability Benefits After New York Life Denial
Category: Disability Case Summaries
Tags: New York Life, Our Results

New York Life Reverses Disability Denial for Navy Federal Credit Union Employee

May 9, 2025 // by Nick Ortiz

I’m honored to share another story of how we helped a client recover the long-term disability (LTD) insurance benefits she desperately needed after her claim was unfairly denied. This is a testament to the power of perseverance and expertise when it comes to fighting for our clients’ rights against large insurance companies like New York …

Read moreNew York Life Reverses Disability Denial for Navy Federal Credit Union Employee
Category: Disability Case Summaries
Tags: New York Life, Our Results

Ortiz Law Firm Helps Financial Manager Recover Wrongly Denied Long-Term Disability Benefits

May 5, 2025 // by Nick Ortiz

At the Ortiz Law Firm, we fight to make sure insurance companies live up to their obligations. Recently, we helped a Charles Schwab financial manager regain the claimant’s long-term disability (LTD) benefits after Lincoln National wrongfully terminated the claimant’s disability claim. Denial of a Valid Disability Claim Our client is disabled and …

Read moreOrtiz Law Firm Helps Financial Manager Recover Wrongly Denied Long-Term Disability Benefits
Category: Disability Case Summaries
Tags: Lincoln, Our Results

Hardy v. Unum – Trial Attorney Wins ERISA Lawsuit Against Unum for Wrongful Termination of Disability Benefits

May 2, 2025 // by Nick Ortiz

A Minnesota trial attorney diagnosed with multiple myeloma, sued Unum after the insurer wrongfully terminated his long-term disability benefits. Despite medical records and expert testimony confirming that Hardy’s cancer-related symptoms prevented him from working full-time, Unum relied on file reviews by non-examining physicians to justify the …

Read moreHardy v. Unum – Trial Attorney Wins ERISA Lawsuit Against Unum for Wrongful Termination of Disability Benefits
Category: Disability Case Summaries
Tags: Unum

Seneca v. MetLife – IT Administrator Loses Long-Term Disability Appeal Against MetLife

April 21, 2025 // by Nick Ortiz

Jason Seneca, an IT Administrator from Louisiana, filed suit after MetLife terminated his LTD benefits based on a shift to the policy’s stricter “any occupation” definition of disability. Despite support from a treating neurologist, the court upheld MetLife’s decision, finding that medical records in 2019–2020 supported functional ability and that …

Read moreSeneca v. MetLife – IT Administrator Loses Long-Term Disability Appeal Against MetLife
Category: Disability Case Summaries
Tags: MetLife

Research Scientist Wins Reliance Standard Long-Term Disability Appeal

April 18, 2025 // by Nick Ortiz

At the Ortiz Law Firm, we understand how devastating it can be when a disability insurance company unfairly denies your claim for benefits. Recently, we had the privilege of helping a brilliant lead research scientist who was struggling with Lance-Adams Syndrome. This condition caused debilitating tremors, ataxia, and startle-induced myoclonus, …

Read moreResearch Scientist Wins Reliance Standard Long-Term Disability Appeal
Category: Disability Case Summaries
Tags: Our Results, Reliance Standard

How Experience Won a Social Security Disability Hearing

April 16, 2025 // by Nick Ortiz

Some hearings require more effort than others, and today’s hearing before an Administrative Law Judge was one of them. It was a case where I really had to work as the claimant’s attorney to help him win the claim, but the effort paid off. The Challenge: A Medical Expert Who “Missed” Key Evidence The hearing …

Read moreHow Experience Won a Social Security Disability Hearing
Category: Disability Case Summaries

Sobel v. Sun Life – California Physician Challenges Denial of Long-Term Disability Benefits

April 14, 2025 // by Nick Ortiz

A California physician filed an ERISA lawsuit after Sun Life denied his long-term disability claim for chronic fatigue syndrome. Despite multiple medical diagnoses supporting his condition, the insurer cited psychiatric history and lack of conclusive evidence. The court stayed the case and remanded it for further review, ordering a neuropsychiatric …

Read moreSobel v. Sun Life – California Physician Challenges Denial of Long-Term Disability Benefits
Category: Disability Case Summaries
Tags: Sun Life

King v. Reliance Standard – Indiana Court Sides with Claimant in ERISA Disability Benefits Dispute

March 28, 2025 // by Nick Ortiz

In King v. Reliance Standard Life Insurance Company, the insurer failed to issue a timely decision or seek an extension within the 45-day deadline for reviewing Megan King’s appeal of her terminated long-term physical disability benefits. Under the Department of Labor’s regulations, this failure allowed King to consider her claim “exhausted” and …

Read moreKing v. Reliance Standard – Indiana Court Sides with Claimant in ERISA Disability Benefits Dispute
Category: Disability Case Summaries
Tags: Reliance Standard

$150 Thousand In Potential Future LTD Benefits Recovered For Former Claims Adjuster With Fibromyalgia

March 21, 2025 // by Nick Ortiz

We recently had the privilege of representing a former claims adjuster for an insurance company who faced an overwhelming array of health issues. Her life was deeply affected by chronic severe pain and a series of debilitating conditions, including osteoarthritis, fibromyalgia, and complications following breast cancer, among others. Lincoln …

Read more$150 Thousand In Potential Future LTD Benefits Recovered For Former Claims Adjuster With Fibromyalgia
Category: Disability Case Summaries
Tags: Lincoln, Our Results

Watson v. Reliance Standard – Illinois Social Worker Wins Long-Term Disability Case

March 19, 2025 // by Nick Ortiz

Cheryl Watson, a licensed clinical social worker and research coordinator at the Hektoen Institute, faced an uphill battle to secure long-term disability benefits. After years of enduring fatigue, cognitive difficulties, pain, and other symptoms, Watson stopped working in March 2013. Diagnosed with conditions including fibromyalgia, chronic fatigue …

Read moreWatson v. Reliance Standard – Illinois Social Worker Wins Long-Term Disability Case
Category: Disability Case Summaries
Tags: Reliance Standard

UnitedHealth Group Account Executive Wins Hartford Disability Appeal

March 17, 2025 // by Nick Ortiz

At the Ortiz Law Firm, we recently had the honor of helping a dedicated Account Executive for UnitedHealth Group who was wrongfully denied long-term disability benefits by The Hartford. Our client had been unable to work for several years, due to numerous debilitating conditions, including ongoing pain from bilateral hip replacements, …

Read moreUnitedHealth Group Account Executive Wins Hartford Disability Appeal
Category: Disability Case Summaries
Tags: Hartford, Our Results

Ortiz Law Firm Recovers $485,000 In Disability Benefits For HEB Employee

March 14, 2025 // by Nick Ortiz

I recently had the privilege of representing a 53-year-old client who previously worked as a production meat packer at HEB, Inc. She faced many serious health challenges that made it impossible for her to continue working. Her medical conditions included kidney failure, chronic pain in multiple joints, neuropathy in both arms and legs, …

Read moreOrtiz Law Firm Recovers $485,000 In Disability Benefits For HEB Employee
Category: Disability Case Summaries
Tags: Lincoln, Our Results

Olah v. Unum – A Clinical Research Associate’s Battle for Disability Benefits

February 28, 2025 // by Nick Ortiz

Lori Olah, a clinical research associate, was initially approved for long-term disability benefits following spinal surgery. However, Unum terminated her benefits less than a year later, citing medical reviews that claimed she could perform sedentary work. Despite Olah’s appeal and supporting evidence from her treating physician, the court upheld …

Read moreOlah v. Unum – A Clinical Research Associate’s Battle for Disability Benefits
Category: Disability Case Summaries
Tags: Unum

Ortiz Law Firm Wins Guardian Long-Term Disability Insurance Appeal

February 21, 2025 // by Nick Ortiz

When Guardian Life abruptly terminated one of our client’s long-term disability (LTD) benefits, we knew we had a fight on our hands. Her case illustrates the importance of challenging insurers who unfairly deny claims based on benefit limitations for mental and nervous conditions—and why having experienced legal representation can make all the …

Read moreOrtiz Law Firm Wins Guardian Long-Term Disability Insurance Appeal
Category: Disability Case Summaries
Tags: Guardian, Our Results

Ortiz Law Firm Helps Client Recover Long-Term Disability Benefits From Lincoln

February 17, 2025 // by Nick Ortiz

At the Ortiz Law Firm, we understand how devastating it can be to face a denial of long-term disability (LTD) benefits when you’re already battling significant health challenges. One of our recent cases is a testament to our unwavering commitment to helping clients secure the benefits they deserve. The Challenge Our client, a former data …

Read moreOrtiz Law Firm Helps Client Recover Long-Term Disability Benefits From Lincoln
Category: Disability Case Summaries
Tags: Lincoln, Our Results
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Recent Posts

  • Mercer v. Unum – Tennessee Nurse Practitioner Denied Long-Term Disability for Failure to Prove Continuing Disability
  • Case Study: Engineer with TBI Wins LTD Appeal with MetLife
  • Understanding Pre-Existing Condition Exclusions in Disability Insurance: What’s the Difference Between Short-Term and Long-Term Policies?
  • Pensacola International Airport Launches Hidden Disabilities Sunflower Program: A Win for Invisible Disability Awareness
  • Claiming Social Security Disability and Workers’ Compensation Benefits

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Ortiz Law Firm is a national disability law firm specializing in long-term disability appeals, disability insurance lawsuits, and Social Security Disability claims. Contact us for a free case review.

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316 S Baylen St., Ste 590,
Pensacola, FL 32502

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