• Menu
  • Skip to right header navigation
  • Skip to main content
  • Skip to secondary navigation
  • Skip to primary sidebar
  • Skip to footer

Before Header

Has your disability claim been wrongfully denied or terminated? Call us today for help!  (888) 321-8131

  • Facebook
  • Instagram
  • LinkedIn
  • Twitter
  • YouTube

National Disability Law Firm | Ortiz Law Firm

We appeal wrongful long term disability insurance and Social Security Disability denials.

  • ABOUT US
    • Our Team
    • Our Results
    • Areas We Serve
    • Core Values
  • PRACTICE AREAS
    • Administrative Appeals
    • Lawsuits
    • Lump Sum Settlement Offers
  • RESOURCES
    • Top 10 Mistakes That Will Destroy Your Long Term Disability Claim
    • Lump Sum Disability Settlement Calculator
    • Physical RFC Form
    • Mental RFC Form
    • Ultimate Appeal Checklist
    • Long Term Disability Case Study
  • BLOG
    • Long Term Disability Denials and Appeals
    • Medical Eligibility for Long Term Disability Claims
    • Eligibility for Long Term Disability Claims
    • Your Chances of Getting Approved for Disability Benefits
    • Additional Parts Of A Claim That Do Not Happen in Every Case
  • Search
  • CONTACT
  • ABOUT US
    • Our Team
      • Nick Ortiz
      • Jessica Ortiz
      • Dawn Keller
      • Tory Nelson
      • Sarah Palag
    • Core Values
    • Our Results
      • Why Choose Ortiz Law Firm
      • What Our Clients Say
      • Testimonials
  • PRACTICE AREAS
    • Long Term Disability Claims
      • Administrative Appeals
      • Lawsuits
      • Lump-Sum Settlement Offers
      • Qualifying Conditions
      • Disability Insurance Companies
      • Qualifying Occupations
      • Case Summary Archives
      • FAQs
    • Social Security Disability Claims
      • Initial Application
      • Request for Reconsideration
      • Hearing Before an Administrative Law Judge
      • Qualifying Conditions
      • FAQs
    • Personal Injury Claims
      • Car Accident Claims in Pensacola, Florida
      • Bicycle Accident Claims in Pensacola, Florida
      • Motorcycle Accident Claims in Pensacola, Florida
      • Truck Accident Claims in Pensacola, Florida
      • Slip & Fall
      • Insurance Companies
      • FAQs
  • AREAS WE SERVE
  • RESOURCES
    • Top 10 Mistakes That Will Destroy Your LTD Claim
    • Top 10 Mistakes That Will Destroy Your SSD Claim
    • Lump Sum Disability Settlement Calculator
    • Physical Residual Functional Capacity Form
    • Mental Residual Functional Capacity Form
    • Ultimate LTD Appeal Checklist
    • LTD Case Study: Fibromyalgia
    • Top 10 Mistakes That Will Destroy Your FL Car Accident Claim
  • BLOG
    • Long Term Disability
      • Eligibility for Long Term Disability Claims
      • Medical Eligibility for Long Term Disability Claims
      • Your Chances of Getting Approved for Disability Benefits
      • Long Term Disability Denials and Appeals
      • Additional Parts Of A Claim That Do Not Happen in Every Case
    • Social Security Disability
    • Personal Injury
  • REFER A CASE
  • Search
  • CONTACT

Mobile Menu

Schedule A Free Consultation Now!

Find out how our law firm can help you win your case or you don’t pay a cent.

(888) 321-8131

  • Facebook
  • LinkedIn
  • Twitter
  • YouTube

The Hartford Now Own Aetna’s Long Term Disability Group Insurance Division

April 6, 2019 //  by OLF//  Leave a Comment

If you have a long term disability insurance claim and letters are coming to you on letterhead from The Hartford, do not be alarmed. That’s because The Hartford entered into a definitive agreement to acquire Aetna’s U.S. group life and disability business in October 2017. This means that The Hartford has acquired all of Aetna’s long term disability insurance claims. This acquisition makes The Hartford the second largest group disability insurer in the United States with approximately $5 billion in expected earned premium, behind only the mammoth Cigna. The divestment from Aetna and acquisition by The Hartford actually makes a lot of sense. Life and disability was the only non-health insurance related division the insurance company remaining after Aetna cut its property casualty insurance business in the mid-1990s. Life and Disability “only” brought in about $2 billion in premiums in 2016. I say “only” because Aetna recorded $63.1 billion in total revenue in 2016, and healthcare premium revenues were the vast majority of this amount. Aetna will not be completely out of the picture into the foreseen future. The acquisition includes an exclusive, multi-year collaboration in which Aetna will be offering The Hartford’s group long term disability insurance products through Aetna’s medical sales team.

However, there is a difference between collecting premiums and paying out on claims. The Hartford does pay out on many legitimate LTD claims. Unfortunately, The Hartford does not always do the right thing and The Hartford denies many legitimate long term disability insurance claims.

We know this because our office routinely files administrative appeals for our clients when their claims have been wrongfully denied. In many of these claims, The Hartford has reinstated benefits after a comprehensive review of the appeal. In those claims where The Hartford continues to deny the claim we have instituted lawsuits against the insurance company.

Facebook0Tweet0Pin0LinkedIn0Print0Email0

Category: Long Term Disability

Recent Posts

  • How to Write a Long Term Disability Appeal Letter & Why Most Appeals Suck
  • How to Improve Your Chances of Getting Disability
  • Own Occupation vs. Any Occupation: What’s The Difference?
  • An Independent Medical Examination (IME) by an Independent Medical Physician
  • How to Appeal a Long Term Disability Denial: Tips for Your Appeal
Next Post: There Are Not More People Going On Disability Than Getting Jobs »

Reader Interactions

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Primary Sidebar

View All Resources


Kristen S.

Kate Hauser handled my LTD appeal and got my benefits reinstated. The Ortiz team is professional, thorough, and all-around amazing. They made the whole ordeal a lot less stressful, and I’m so thankful to have found them.

View All Testimonials

Complete this CONFIDENTIAL form or call (888) 321-8131 for a FREE case evaluation

  • This field is for validation purposes and should be left unchanged.

Navigation

  • Free Resources
  • Qualifying Conditions for LTD
  • LTD Insurance Companies
  • Qualifying Occupations for LTD
  • Case Summary Archives
  • LTD FAQ
  • Qualifying Conditions for SSD
  • SSD FAQ
  • PI FAQ
  • PI Insurance Companies
  • Disclaimer

Footer

Our Team

  • Nick Ortiz
  • Jessica Ortiz
  • Dawn Keller
  • Sarah Palag
  • Tory Nelson

Our Law Office

ORTIZ LAW FIRM
(888) 321-8131

823 E. Jackson St.
Pensacola, FL 32501
Monday - Thursday: 9:00 AM - 5:00 PM Friday: 9:00 AM - 2:00 PM

Saturday - Sunday: Closed

Practice Areas

  • Long Term Disability Claims
  • Social Security Disability Claims
  • Personal Injury Claims
  • Facebook
  • LinkedIn
  • Twitter
  • YouTube
  • Free Long Term Disability Resources
  • Long Term Disability Frequently Asked Questions
  • Medical Conditions That May Qualify for Long Term Disability
  • LTD Insurance Carriers
  • Occupations That May Qualify for LTD
  • LTD Blog
  • LTD Federal Court Case Summaries
  • Contact
  • Disclaimer

Site Footer

©2020 Ortiz Law Firm, All Rights Reserved. Reproduced with Permission | Privacy Policy

Share this ArticleLike this article? Email it to a friend!

Email sent!