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Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

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Home | MetLife

MetLife

Here is a collection of all our content relating to MetLife.

IT Administrator Loses Long-Term Disability Appeal Against MetLife

April 21, 2025 // by Nick Ortiz

Court: United States District Court for the Middle District of Louisiana Insurance Carrier: Metropolitan Life Insurance Company (MetLife) Claimant’s Employer: HP, Inc. Claimant’s Occupation: IT Administrator [Note: This claim was not handled by the Ortiz Law Firm. The claim is being summarized here as being educational and informational on how …

Read moreIT Administrator Loses Long-Term Disability Appeal Against MetLife
Category: Case Summary Blog
Tags: MetLife

Long-Term Disability For Bank Of America Employees

November 18, 2024 // by Nick Ortiz

Bank of America employees work in a variety of roles, ranging from customer service and finance to technology and operations. Whether you’re a teller, loan officer, IT specialist, or involved in management, your job can be physically and emotionally demanding. Illness or injury can happen to anyone, and when it does, long-term disability (LTD) …

Read moreLong-Term Disability For Bank Of America Employees
Category: Long-Term Disability
Tags: MetLife

Ortiz Law Firm Recovers MetLife Long-Term Disability Benefits for IBM Consultant

May 31, 2024 // by Nick Ortiz

As a long-term disability attorney, I have seen firsthand the difficulties individuals face when insurance companies unfairly deny their long-term disability benefits. I would like to share with you a case in which we successfully recovered MetLife long-term disability benefits for a claimant in Texas. This case not only highlights the complexities …

Read moreOrtiz Law Firm Recovers MetLife Long-Term Disability Benefits for IBM Consultant
Category: Case Summary Blog
Tags: MetLife

Schmill v. MetLife – Court Upholds 12-Month Benefit Limitation For Mental And Musculoskeletal Disorders

January 29, 2024 // by Nick Ortiz

The case of Howard Schmill v. Metropolitan Life Insurance Company (MetLife) involved a long-term disability (LTD) claim under a plan governed by the Employment Retirement Income Security Act of 1974 (ERISA). Please note that the Ortiz Law Firm did not handle this case. Schmill, a Louisiana resident, was a foreman at Turner Industries Group, LLC, …

Read moreSchmill v. MetLife – Court Upholds 12-Month Benefit Limitation For Mental And Musculoskeletal Disorders
Category: Case Summary Blog
Tags: MetLife

Sutton v. MetLife – LTD Policy Requires Objective Evidence, Not Conclusive Proof

December 1, 2023 // by Nick Ortiz

The plaintiff, Sutton, filed a lawsuit against MetLife, the defendant, for the wrongful denial of long-term disability benefits under his employer’s plan governed by ERISA (Employee Retirement Income Security Act). Background Under the disability plan’s policy documents, if an employee’s disability is attributable to a neuromuscular or …

Read moreSutton v. MetLife – LTD Policy Requires Objective Evidence, Not Conclusive Proof
Category: Case Summary Blog
Tags: MetLife

Fowkes v. MetLife – Claimant Did Not Prove Disability

April 8, 2022 // by Nick Ortiz

Ms. Fowkes does not contend the Plan’s written evidence requirement violates ERISA. Instead, she takes issue with MetLife's procedures to evaluate her LTD claim. In particular, she contends MetLife required her to present “objective evidence” supporting her LTD claim. At the hearing, she argued that MetLife did not consider the cumulative effect of …

Read moreFowkes v. MetLife – Claimant Did Not Prove Disability
Category: Case Summary Blog
Tags: MetLife

Santana-Diaz v. MetLife – Court Rules “Clinical” Is Not An Ambiguous Term

June 29, 2020 // by Nick Ortiz

MetLife forwarded responses from Santana’s treating physicians to Dr. Simon, an “independent physician,” who reviewed them and concluded that the MRI was normal for a person of Santana’s age and that Santana had still failed to submit clinical evidence showing that he had either radiculopathy or any limitations due to neuropathy. By a letter dated …

Read moreSantana-Diaz v. MetLife – Court Rules “Clinical” Is Not An Ambiguous Term
Category: Case Summary Blog
Tags: MetLife

Sumpter v. MetLife – Court Rules LTD Lawsuit Is Frivolous

May 7, 2020 // by Nick Ortiz

In granting summary judgment for MetLife, the district court reasoned that when Sumpter became disabled, Delphi’s plan did not provide the benefit he sought and that he was not entitled to equitable relief. The U.S. Court of Appeals for the Seventh Circuit upheld this decision.

Read moreSumpter v. MetLife – Court Rules LTD Lawsuit Is Frivolous
Category: Case Summary Blog
Tags: MetLife

Glenn v. MetLife – Understanding How Courts Evaluate Long-Term Disability Lawsuits

May 5, 2020 // by Nick Ortiz

A court must take into consideration the conflict of interest inherent in a benefits system in which the entity that pays the long-term disability benefits maintains discretionary control over the ultimate benefits decision. This is done by weighing the structural conflict as one of the many factors relevant to the benefits …

Read moreGlenn v. MetLife – Understanding How Courts Evaluate Long-Term Disability Lawsuits
Category: Case Summary Blog
Tags: MetLife

Tash v. MetLife – Court Finds MetLife Subverted ERISA Process

April 30, 2020 // by Nick Ortiz

The Court held that MetLife undermined the ERISA process by failing to issue a proper denial and, further, by failing to notify the insured about the issues in dispute. The Court ordered MetLife to pay past-due benefits, with interest, and to continue paying benefits so long as they continue to remain due under the provisions of the Plan, unless …

Read moreTash v. MetLife – Court Finds MetLife Subverted ERISA Process
Category: Case Summary Blog
Tags: MetLife

Seeman v. MetLife – Vice President Wins Long-Term Disability Claim

April 28, 2020 // by Nick Ortiz

In this case, Teresa A. Seeman (“Seeman”) was an employee of Bank of America and served as a Vice President, Unit Manager from May of 1990 to December of 2007. Through her employment, she was part of a long-term disability plan that was administered by Metropolitan Life Insurance Company (“MetLife”). The plan defined …

Read moreSeeman v. MetLife – Vice President Wins Long-Term Disability Claim
Category: Case Summary Blog
Tags: MetLife

Randall v. MetLife – Doctor’s Conclusion Outweighs Subjective Complaints

April 27, 2020 // by Nick Ortiz

Case Name: Randall v. Metropolitan Life Insurance Company Court: United States District Court for the Northern District of California Date of Decision: February 6, 2017 Type of Claims: Short-term disability, long-term disability, and related health, dental, vision, and life insurance benefits. Insurance …

Read moreRandall v. MetLife – Doctor’s Conclusion Outweighs Subjective Complaints
Category: Case Summary Blog
Tags: MetLife

Carty v. MetLife – Court Orders MetLife To Pay LTD Benefits

April 6, 2020 // by Nick Ortiz

In this case, Gary Carty (“Carty”) worked as a manager of Eastman Chemical Company’s (“Eastman”) information technology department. Gary held a policy under the Eastman Chemical Company Welfare Benefit Program which Metropolitan Life Insurance Company (“MetLife”) administered. Under the policy provisions, a claimant is considered disabled if he …

Read moreCarty v. MetLife – Court Orders MetLife To Pay LTD Benefits
Category: Case Summary Blog
Tags: MetLife

Black v. MetLife – Social Media Monitoring Leads To Termination Of Benefits

April 6, 2020 // by Nick Ortiz

In this case, the court found that the evidence MetLife received in 2014, and in 2015 after Black appealed MetLife’s initial denial, showed that Black’s physical condition had in fact improved sufficiently to allow her to perform sedentary work

Read moreBlack v. MetLife – Social Media Monitoring Leads To Termination Of Benefits
Category: Case Summary Blog
Tags: MetLife

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