Videos

What will a claims administrator/insurer do to investigate a claim for long-term disability insurance benefits? Disability attorney Nick A. Ortiz explains everything you need to know in this video.

What Will A Claims Administrator Do To Investigate A Long-Term Disability Claim? [Video]Read More

In this video, disability attorney Nick A. Ortiz discusses whether social media can have an impact on a claim for long-term disability insurance benefit.

Can Social Media Impact A Claim For Long-Term Disability Insurance Benefits? [Video]Read More

In this video, disability attorney Nick A. Ortiz explains that there are several key pieces of evidence in a long-term disability claim that will be reviewed by the insurance adjuster handling your case.

What Kind Of Evidence Is Used To Evaluate My Long-Term Disability Claim? [Video]Read More

This video explains some of the differences between long-term disability policies issued as part of a group plan by an employer and individual disability insurance policies.

Group Plan vs. Individual Disability Insurance Policy [Video]Read More

Long-term disability insurance companies often deny claims under a “Pre-Existing Condition” exclusion in the LTD policy. If your claim has been denied under the pre-existing condition clause of your policy, you may still have legal rights.

Pre-Existing Conditions In Long-Term Disability Insurance Claims [Video]Read More

This video goes into detail as to why it important to obtain a complete copy of your long-term disability insurance policy or plan if your LTD claim has been denied or terminated.

Why It’s Important To Get A Copy Of Your Long-Term Disability Insurance Policy [Video]Read More

This video explains why it’s important to tell your story to the long-term disability insurance company during the appeal process. Here’s a tip: it is important for the appeal and it is important in case your claim goes to court in the future.

Why It’s Important To Tell Your Story To The Long-Term Disability Insurance Company [Video]Read More

Key evidence to any long-term disability insurance claim includes an Attending Physician Statement (APS). These are also called Residual Functional Capacity (RFC) forms, Physical Capacity Evaluation (PCE) forms, and Medical Source Statements. This video explains why a form that has been customized for your particular medical condition is significantly better than the APS provided by your insurance company.

Attending Physician Statements: Custom Forms vs. Generic Forms [Video]Read More

A long-term disability insurance company uses various pieces of evidence against LTD claimants in the interest of issuing a denial letter.

Evidence A Long-Term Disability Insurance Company Will Use Against You [Video]Read More

This video addresses the use of Functional Capacity Evaluations (FCEs) and Independent Medical Examinations (IMEs) in long-term disability insurance claims.

Functional Capacity Evaluations And Independent Medical Exams In Long-Term Disability Claims [Video]Read More