Halleron v. Reliance Standard – Baptist Healthcare Physician’s LTD Claim Sent Back for Full Review After Flawed Denial
Dr. April Halleron, a Kentucky physician, filed for STD and LTD benefits due to disabling symptoms from POTS. Reliance Standard denied both claims, citing a pre-existing condition exclusion for STD and lack of evidence for LTD. The court found both denials procedurally flawed and arbitrary, especially for failing to consider her treating …