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Ortiz Law Firm | National Disability Law Firm

Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

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Home | Disability Law Blog | Page 12

Disability Law Blog

A Closed Period Of Benefits In Social Security Disability Claims

July 21, 2020 // by Nick Ortiz

A “closed period” of benefits may be appropriate in Social Security disability claims where the claimant’s impairment has lasted for a continuous period of at least 12 months but improves to the point where the claimant is no longer disabled at the time the claim is ultimately decided (in other words, at the time of …

Read moreA Closed Period Of Benefits In Social Security Disability Claims
Category: Social Security Disability

Understanding The Treating Physician Rule In Social Security Disability Claims

July 21, 2020 // by Nick Ortiz

Previously, the “Treating Physician Rule” provided that substantial weight should be given to the impairment opinions given by a treating doctor in a Social Security Disability Insurance claim. However, starting March 27, 2017, the Social Security Administration (SSA) will no longer prioritize the opinions of your personal doctors. …

Read moreUnderstanding The Treating Physician Rule In Social Security Disability Claims
Category: Social Security Disability

The Five-Step Sequential Evaluation Process: How the SSA Determines Disability

July 21, 2020 // by Nick Ortiz

Applying for Social Security Disability benefits can feel overwhelming. The process is complicated, and many people are unsure why their claim was denied or delayed. To make decisions, the Social Security Administration (SSA) uses a five-step evaluation process. This process is outlined in the federal regulations at 20 C.F.R. § 404.1520. …

Read moreThe Five-Step Sequential Evaluation Process: How the SSA Determines Disability
Category: Social Security Disability

Submitting New Evidence To The Appeals Council

July 21, 2020 // by Nick Ortiz

The Appeals Council is the final level of administrative appeal following an unfavorable decision from an Administrative Law Judge (ALJ) in Social Security disability claims. Sometimes, evidence may not reach the ALJ before your hearing. Fortunately, you can still submit new evidence to the Appeals Council, provided the following conditions are …

Read moreSubmitting New Evidence To The Appeals Council
Category: Social Security Disability

Speaking Engagements

July 21, 2020 // by Nick Ortiz

Currently Scheduled Speaking Engagements Nick Ortiz is not currently scheduled for any future speaking engagements. If you would like to contact Mr. Ortiz about giving a presentation to your group or organization, please contact the Ortiz Law Firm at (888) 321-8131. Previous Speaking Engagements “Handling A Social Security Disability Case”, March …

Read moreSpeaking Engagements
Category: News

Speaking Engagement With The National Alliance On Mental Illness (NAMI) Pensacola

July 21, 2020 // by Nick Ortiz

NAMI Pensacola Speaking Engagement I just want to give a big thanks to NAMI Pensacola, our local chapter of the National Alliance on Mental Illness, for allowing me to speak to your group last night. I spoke about the basics of Social Security disability benefits and how mental illnesses may qualify for Social Security Disability Insurance …

Read moreSpeaking Engagement With The National Alliance On Mental Illness (NAMI) Pensacola
Category: News

Social Security Disability Claims With A Criminal Record

July 21, 2020 // by Nick Ortiz

I have seen other attorneys post that a criminal background will not keep a claimant from receiving Social Security disability benefits as long as the claimant does not have an outstanding felony warrant. This is mostly correct. However, there is one additional “felony impairment” rule: a claimant cannot receive Title II Disability Insurance …

Read moreSocial Security Disability Claims With A Criminal Record
Category: Social Security Disability

Social Security Comic Book About Disability From 1965!

July 20, 2020 // by Nick Ortiz

During the 1950s and1960s, the Social Security Administration published comic books relating to Social Security disability benefits and other Social Security issues in an effort to reach the younger individuals. Apparently, Social Security representatives recognized that comic books were an effective method of communicating with the youth of those …

Read moreSocial Security Comic Book About Disability From 1965!
Category: Social Security Disability

Social Security Benefit Calculation | SSA Calculator

July 20, 2020 // by Nick Ortiz

AARP recently launched its Social Security Benefits Calculator, a planning resource to help Americans decide when to claim benefits and to assist them in preparing for retirement. Many people question when they should claim Social Security benefits. Amazingly, more than half of those claiming retirement benefits in 2009 elected to receive benefits …

Read moreSocial Security Benefit Calculation | SSA Calculator
Category: Social Security Disability

Overview Of Rules And Requirements To Qualify For Social Security Disability

July 20, 2020 // by Nick Ortiz

The rules and requirements to qualify for Social Security disability cases are relatively straightforward. In short, to be eligible for either Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) disability benefits, a claimant must satisfy both the medical and non-medical (financial) requirements for benefits. You …

Read moreOverview Of Rules And Requirements To Qualify For Social Security Disability
Category: Social Security Disability

A Response To The National Review’s Attack On Binder And Binder

July 20, 2020 // by Nick Ortiz

Today, the National Review published a partisan attack on the organization Binder & Binder and collaterally on the Social Security Disability system of benefits in an article titled Binder on Binder & Binder. Notice that I called Binder & Binder an organization, not a law firm. This is by choice, as it is not really …

Read moreA Response To The National Review’s Attack On Binder And Binder
Category: Social Security Disability

How To Get A Quicker Social Security Disability Decision With A “Dire Need” Letter

July 20, 2020 // by Nick Ortiz

Navigating the Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) claim process can be challenging and lengthy. Many claimants wait months for a decision on their claims, which often creates financial hardships for them. There is not much you can do to speed up the application process. If the SSA denies your …

Read moreHow To Get A Quicker Social Security Disability Decision With A “Dire Need” Letter
Category: Social Security Disability

Quick Disability Determinations In Social Security Disability Claims

July 20, 2020 // by Nick Ortiz

The Social Security Administration (SSA) is committed to providing Social Security disability benefits quickly to claimants whose medical conditions are so serious that they clearly meet Social Security’s strict disability standards. Social Security’s two fast-track processes, Quick Disability Determination (QDD) and Compassionate Allowances (CAL), …

Read moreQuick Disability Determinations In Social Security Disability Claims
Category: Social Security Disability

Insider Tips For Social Security Disability Claims

July 20, 2020 // by Nick Ortiz

National numbers and statistics show approximately 70% of all initial applications for Social Security disability benefits are denied by the Social Security Administration (SSA). This website is dedicated to educating you about the Social Security disability application and appeal process to try and increase your chance of winning your disability …

Read moreInsider Tips For Social Security Disability Claims
Category: Social Security Disability

Late Appeals In Social Security Disability Claims

July 20, 2020 // by Nick Ortiz

This is where many claimants go wrong. I cannot tell you how many times I have spoken with Social Security disability claimants who received an unfavorable Notice of Determination or Notice of Reconsideration, and then failed to take immediate action. It happens for many reasons. They put the letter aside out of frustration or despair. The claimant …

Read moreLate Appeals In Social Security Disability Claims
Category: Social Security Disability

Evidence From Sources Who Are Not Acceptable Medical Sources In Social Security Disability Claims

July 20, 2020 // by Nick Ortiz

Note: SSR 06-03p was Rescinded by Federal Register Notice Vol. 82, No. 57, page 15263, effective March 27, 2017 SSR 06-03p is a Policy Interpretation Ruling in SSDI and SSI disability claims titled ‘Considering Opinions and Other Evidence from Sources Who Are Not “Acceptable Medical Sources” in Disability Claims; Considering Decisions on …

Read moreEvidence From Sources Who Are Not Acceptable Medical Sources In Social Security Disability Claims
Category: Social Security Disability

Surveillance By The Social Security Administration

July 20, 2020 // by Nick Ortiz

It doesn’t happen very often, but every now and again a claimant will ask me if the Social Security Administration conducts surveillance to use against the claimant in processing continuing disability review (“CDR”) claims. Up until this weekend, I would have said, “No. Although possible, I have never heard of the Social Security Administration …

Read moreSurveillance By The Social Security Administration
Category: Social Security Disability

Win Rates For Unrepresented Claimants vs. Attorney-Represented Claimants In Social Security Disability Claims

July 20, 2020 // by Nick Ortiz

Applicants and claimants for Social Security disability claims often ask me whether they “really” need an attorney to represent them through the application and approval process for benefits. I would never state that you need to hire an attorney because a claimant may go through the entire appeals process without an attorney or other …

Read moreWin Rates For Unrepresented Claimants vs. Attorney-Represented Claimants In Social Security Disability Claims
Category: Social Security Disability

The Definition Of Disability And The One Year Rule In Social Security Disability Claims

July 20, 2020 // by Nick Ortiz

The definition of disability for Social Security claims is different from the definitions of disability used by insurance companies like New York Life or Unum. Social Security pays only for total disability. No benefits are payable for partial disability or short-term disability. For all individuals applying for disability benefits under Title …

Read moreThe Definition Of Disability And The One Year Rule In Social Security Disability Claims
Category: Social Security Disability

ALJ Hearing Decisions In Social Security Disability Claims

July 20, 2020 // by Nick Ortiz

Once your Social Security Disability hearing is completed, the Administrative Law Judge (“ALJ”) will issue a written decision. The length of time it will take to issue the decision depends on the individual Judge. In the Pensacola, FL / Mobile, AL area, the time ranges from just a couple weeks to over six months. The …

Read moreALJ Hearing Decisions In Social Security Disability Claims
Category: Social Security Disability

How Am I Supposed To Get Medical Treatment Without Insurance Or Money For The Doctor?

July 17, 2020 // by Nick Ortiz

I cannot emphasize enough that the most important part of a Social Security Disability claim is medical records. The most common response I receive from my clients is, “How am I supposed to see a doctor or go to the hospital if I don’t have any money or insurance?” This is a valid point. In fact, lack …

Read moreHow Am I Supposed To Get Medical Treatment Without Insurance Or Money For The Doctor?
Category: Long-Term Disability, Social Security Disability

What Is Doctor Shopping And How Can You Protect Yourself?

July 15, 2020 // by Nick Ortiz

Doctor shopping is the practice of seeking out multiple doctors – often to either: (1) obtain a specific diagnosis or medication or (2) find one that agrees with you on your disability or illness. Doctor shopping is not just for claimants; insurance carriers have also been known to doctor shop. What Is Doctor Shopping? When …

Read moreWhat Is Doctor Shopping And How Can You Protect Yourself?
Category: Long-Term Disability

What Are My Chances Of Winning A Long-Term Disability Lawsuit?

July 15, 2020 // by Nick Ortiz

People often ask us what the chances are that they will win a lawsuit in a long-term disability claim. It is impossible to answer with certainty because of the number of factors that go into the decision. However, I can speak from our firm’s own experience. First, we must clarify what we mean by “winning a lawsuit.” …

Read moreWhat Are My Chances Of Winning A Long-Term Disability Lawsuit?
Category: Your Chances of Getting Approved for Disability Benefits

Why It’s Important To Tell Your Story To The Long-Term Disability Insurance Company

July 15, 2020 // by Nick Ortiz

When you’re going through the long-term disability application process the insurance company will typically send you an application that has a few pages of questions for you. One of the questions is, “What is it about your condition(s) that keeps you from being able to work?” There might be two lines for you to fill in why …

Read moreWhy It’s Important To Tell Your Story To The Long-Term Disability Insurance Company
Category: Long-Term Disability
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