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Ortiz Law Firm | National Disability Law Firm

Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.

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Home | Disability Law Blog | Page 15

Disability Law Blog

Dog Attacks On Children

July 13, 2020 // by Nick Ortiz

It is always smarter to hire a lawyer to handle a dog bite injury claim than it is for a victim to try to settle a claim on his own. Nearly five million Americans are bitten by a dog every year, though only about 15,000 of them receive compensation for their injury. That is because …

Read moreDog Attacks On Children
Category: Personal Injury

Florida Attorney For Birth Accident Injuries

July 13, 2020 // by Nick Ortiz

Childbirth can be one of the most painful and frightening experiences that a woman can go through. It can become even worse when the delivery process results in injury to the mother or the newborn. It isn’t commonly known, but, of every 1,000 births, six or eight will involve serious birth injury. These injuries can …

Read moreFlorida Attorney For Birth Accident Injuries
Category: Personal Injury

Florida Bus Accident Attorney

July 13, 2020 // by Nick Ortiz

From a legal perspective, being involved in a bus accident is much different from being involved in a car, truck, or motorcycle accident. Buses and drivers are held to even higher safety standards than other vehicles because they are commonly used as public transportation for taking children to school or passengers of any age to …

Read moreFlorida Bus Accident Attorney
Category: Personal Injury

Florida Construction Site Accident Attorney

July 13, 2020 // by Nick Ortiz

Areas of construction work can be dangerous places. Forklifts, cranes, scaffolding, ladders, saws, nail guns, and various falling objects have all been involved in serious injuries to both construction workers and innocent bystanders. Construction mishaps most often occur because of faulty equipment or insufficient warnings on machinery that can …

Read moreFlorida Construction Site Accident Attorney
Category: Personal Injury

Paralysis In Accidents

July 13, 2020 // by Nick Ortiz

What Is Paralysis? Paralysis is a catastrophic and life-altering medical condition that completely alters the way a person lives his or her life. It is defined as the loss of voluntary muscle function caused by injury or disease of the brain, nerves, or spinal cord. It happens when something goes wrong with the way messages …

Read moreParalysis In Accidents
Category: Personal Injury

Parking Lot Accident

July 13, 2020 // by Nick Ortiz

A lot of people think that once they have turned their car off of a busy street into a normal, calm-looking parking lot that they can already begin relaxing from the stress of driving down the road.  However, drivers should actually continue being as alert as on a busy roadway, if not even more. Nearly …

Read moreParking Lot Accident
Category: Personal Injury

Stages Of A Personal Injury Claim

July 13, 2020 // by Nick Ortiz

The stages of a personal injury claim include: Don’t be scared by the Florida legal system; it can result in your failing to advocate for your rights. Remember, the system is there to look after your essential rights – something a Pensacola personal injury lawyer can also help with. Most personal injury cases have three …

Read moreStages Of A Personal Injury Claim
Category: Personal Injury

The Litigation Process In Florida Personal Injury Claims

July 13, 2020 // by Nick Ortiz

If negotiation has not worked to get a fair resolutions for an injury claim, the next step is to turn to Florida’s civil courts for relief. Here, we present a basic overview of the different stages of a typical personal injury case, and we highlight some additional information about each stage. The Lawsuit: A Complaint …

Read moreThe Litigation Process In Florida Personal Injury Claims
Category: Personal Injury

Traumatic Injury In Personal Injury Claims

July 13, 2020 // by Nick Ortiz

Traumatic injury is a term which refers to physical injuries with sudden onset and severity which require immediate medical attention. The bodily insult may cause systemic shock called “shock trauma”, and may require immediate resuscitation and medical interventions to save life and limb. Traumatic injuries are caused by a wide variety of blunt, …

Read moreTraumatic Injury In Personal Injury Claims
Category: Personal Injury

Types Of Injuries Associated With Dog Bites And Attacks

July 13, 2020 // by Nick Ortiz

According to the U.S. Centers for Disease Control and Prevention: Dog Bite-Related Injuries That May Require Medical Attention Bites: Bite injuries include puncture wounds and tearing wounds, which are caused when the attacking dog clamps down on the victim. The jaw muscles and fangs (long canine teeth) puncture and tear the skin and flesh of …

Read moreTypes Of Injuries Associated With Dog Bites And Attacks
Category: Personal Injury

Florida Trucking Laws

July 13, 2020 // by Nick Ortiz

Getting a successful insurance settlement or jury verdict in a tractor-trailer trucking accident case requires detailed knowledge of both State and Federal rules and regulations. Florida Statutes, Section 316.302 and Section 316.70, detail the State of Florida’s safety requirements that apply to the operation of commercial vehicles on the public …

Read moreFlorida Trucking Laws
Category: Personal Injury

Truck Accident Injuries

July 13, 2020 // by Nick Ortiz

Truck accident injuries are similar to car accident injuries; however, due to the huge difference in size between large commercial trucks and smaller cars, there is a greater likelihood of more serious injuries and even death. Unfortunately, passenger vehicles such as cars, SUVs, pickup trucks and even motorcycles typically bear the brunt of the …

Read moreTruck Accident Injuries
Category: Personal Injury

Motorcycle Accidents Without Impact

July 13, 2020 // by Nick Ortiz

Most people think motorcycle accidents always involve the biker being hit by another larger vehicle, which is what most often happens, but is not always the case. Some motorcycle accidents occur without an impact from another automobile. Usually in these cases, the biker tries to avoid a collision by laying the bike down. This action …

Read moreMotorcycle Accidents Without Impact
Category: Personal Injury

Other Car Accident Injuries

July 13, 2020 // by Nick Ortiz

In other sections of this website, we have addressed the most common injuries from car accidents, including amputations or the loss of one or more limbs; broken bones; burn injuries; back, neck, and spinal injuries; cuts and lacerations; and head and brain injuries. Here we discuss other injuries one may suffer in an accident, which …

Read moreOther Car Accident Injuries
Category: Personal Injury

Evidence And Fault In A Car Accident Case

July 13, 2020 // by Nick Ortiz

If you are injured in a car accident, you will need supporting evidence to prove your case. There are many different ways that you can prove who was at fault in the accident, and you must have this evidence if you want to be able to receive compensation for your losses. A personal injury lawyer …

Read moreEvidence And Fault In A Car Accident Case
Category: Personal Injury

Head-On Collision Accidents In Florida

July 13, 2020 // by Nick Ortiz

Head On Collisions Head-on accidents most commonly occur at the intersections of roads and streets and on freeways. Head-on collisions only account for approximately two (2%) percent of all accidents; however, they cause approximately 10% of all car accident fatalities. Head-on collisions on the highway/freeway are especially dangerous because of …

Read moreHead-On Collision Accidents In Florida
Category: Personal Injury

Types Of Car Accidents

July 13, 2020 // by Nick Ortiz

The Ortiz Law Firm Handles All Types of Car Accident Cases Mr. Ortiz has been handling car accident cases for over a decade, and as a Florida personal injury attorney he has experience in handling all types of car accidents. From hit-and-run accidents to multi-vehicle crashes, Mr. Ortiz has helped his clients recover the money …

Read moreTypes Of Car Accidents
Category: Personal Injury

Uber | Lyft | Rideshare Accidents

July 13, 2020 // by Nick Ortiz

As companies like Uber, Lyft, and Sidecar are growing more popular and beginning to replace taxi companies, it is important to understand how insurance coverage works when a ride-sharing company is involved so that you can protect yourself in the event of an accident. Although similar in many ways, each company has a different insurance …

Read moreUber | Lyft | Rideshare Accidents
Category: Personal Injury

Our Zero Fee Guarantee: No Attorneys’ Fees If You Do Not Make a Recovery

July 13, 2020 // by Nick Ortiz

As an experienced Florida disability attorney who has handled thousands of complex disability cases since 2005, I am continually amazed that many lawyers still have not abandoned what I consider to be the dinosaur of billing method – the billable hourly rate. Why Would You Hire An Attorney At An Outrageous Hourly Fee When You …

Read moreOur Zero Fee Guarantee: No Attorneys’ Fees If You Do Not Make a Recovery
Category: Long-Term Disability, Social Security Disability

Santana-Diaz v. MetLife – Court Rules “Clinical” Is Not An Ambiguous Term

June 29, 2020 // by Nick Ortiz

MetLife forwarded responses from Santana’s treating physicians to Dr. Simon, an “independent physician,” who reviewed them and concluded that the MRI was normal for a person of Santana’s age and that Santana had still failed to submit clinical evidence showing that he had either radiculopathy or any limitations due to neuropathy. By a letter dated …

Read moreSantana-Diaz v. MetLife – Court Rules “Clinical” Is Not An Ambiguous Term
Category: Case Summary Blog
Tags: MetLife

Rouleau v. Liberty Life – Court Assigns No Weight To Surveillance Video

June 29, 2020 // by Nick Ortiz

None of Liberty’s arguments persuade the Court that denying long-term disability benefits to Ms. Rouleau is appropriate. The preponderance of the evidence – indeed, the great weight of the evidence – reflects that Ms. Rouleau remained “disabled” as the Policy defines it even after the expiration of the “own occupation” period and is therefore …

Read moreRouleau v. Liberty Life – Court Assigns No Weight To Surveillance Video
Category: Case Summary Blog
Tags: Liberty Mutual

Carson v. Unum – Court Rules File-Only Review Is Sufficient

May 18, 2020 // by Nick Ortiz

Drew A. Carson (“Carson”) was an attorney employed by Miller Goler Faeges LLP. Through his employment, he was covered by a long-term disability benefits plan which was administered by Unum Life Insurance Company of America (“Unum”). The plan explained that:  “‘Disability’ and ‘disabled’ mean that because of injury or sickness:  Further, proof …

Read moreCarson v. Unum – Court Rules File-Only Review Is Sufficient
Category: Case Summary Blog
Tags: Unum

Telemedicine And Disability Claims

May 11, 2020 // by Nick Ortiz

The COVID-19 pandemic has brought unprecedented changes to every aspect of our lives. One area that is seeing dramatic changes is the healthcare industry. Hospitals have become trauma centers, and doctor’s offices have been overrun with patients experiencing COVID-19 symptoms. Many people are avoiding these areas for fear of contracting the virus. …

Read moreTelemedicine And Disability Claims
Category: Long-Term Disability

Zaeske v. Liberty Life – Appeals Court Reverses District Court Decision And Denies Claim

May 11, 2020 // by Nick Ortiz

The case summarized here involves Damon Zaeske (“Zaeske”), who was a project manager employed by Walmart. He ceased working on April 4, 2014, as a result of chronic back pain. Walmart’s insurance plan was underwritten by Liberty Life Assurance Company of Boston (“Liberty Life”); Zaeske applied for long-term disability (LTD) …

Read moreZaeske v. Liberty Life – Appeals Court Reverses District Court Decision And Denies Claim
Category: Case Summary Blog
Tags: Liberty Mutual
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