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Ortiz Law Firm | National Disability Law Firm
Ortiz Law Firm is dedicated to helping people recover the disability benefits they deserve. We handle group Long Term Disability (LTD) claims, individual disability insurance policy claims, ERISA disability claims, and Social Security Disability claims.
Court: United States District Court for the Southern District of Florida, Miami DivisionInsurance Carrier: Unum Life Insurance Company of AmericaClaimant’s Employer: Johns Hopkins Bayview Medical CenterClaimant’s Occupation: Clinical and Research Nurse Disclaimer: Please note that this claim was not handled by the Ortiz Law Firm. It is …
At the Ortiz Law Firm, we recently had the privilege of helping a client who had been unfairly denied his long-term disability (LTD) benefits. Our client became disabled due to a combination of debilitating medical conditions, including long COVID syndrome with shortness of breath and dizziness, chronic fatigue syndrome, chronic migraines, dyspnea …
Many people assume that if their long-term disability (LTD) appeal is denied, they can simply take the insurance company to court and present all the evidence they didn’t get to include earlier. Unfortunately, that’s not how it works under the law that governs most group LTD policies: ERISA, which is short for the Employee Retirement …
At the Ortiz Law Firm, we fight for people who have been unfairly denied long-term disability benefits. Our recent success story highlights the importance of perseverance and strong legal advocacy when battling insurance companies like Lincoln National. Case Overview Our client, an airline operations agent, became disabled in March 2023 due to a …
Our client was forced to stop working due to a combination of disabling conditions, including essential tremor, chronic pain and neuropathy, and complications from right shoulder surgery. New York Life initially approved her long-term disability (LTD) claim and paid benefits during the 24-month “own occupation” period. However, after that period …
When people think of disability, they often picture someone who can’t work at all. But when it comes to long-term disability insurance, the word “disability” can mean very different things—depending entirely on how it’s defined in your policy. Understanding the exact definition of “disability” in your plan is critical. It’s the basis for whether …
I’m honored to share another story of how we helped a client recover the long-term disability (LTD) insurance benefits she desperately needed after her claim was unfairly denied. This is a testament to the power of perseverance and expertise when it comes to fighting for our clients’ rights against large insurance companies like New York …
At the Ortiz Law Firm, we fight to make sure insurance companies live up to their obligations. Recently, we helped a Charles Schwab financial manager regain the claimant’s long-term disability (LTD) benefits after Lincoln National wrongfully terminated the claimant’s disability claim. Denial of a Valid Disability Claim Our client is disabled and …
Court: United States District Court for the District of MinnesotaInsurance Carrier: Unum Life Insurance Company of AmericaClaimant’s Employer: Geraghty, O’Loughlin & Kenney, P.A.Claimant’s Occupation: Medical Malpractice Trial Attorney Long-Term Disability Benefits Denied Despite Cancer Diagnosis Mark W. Hardy, a Minnesota medical malpractice …
Court: United States District Court for the Middle District of Louisiana Insurance Carrier: Metropolitan Life Insurance Company (MetLife) Claimant’s Employer: HP, Inc. Claimant’s Occupation: IT Administrator [Note: This claim was not handled by the Ortiz Law Firm. The claim is being summarized here as being educational and informational on how …
At the Ortiz Law Firm, we understand how devastating it can be when a disability insurance company unfairly denies your claim for benefits. Recently, we had the privilege of helping a brilliant lead research scientist who was struggling with Lance-Adams Syndrome. This condition caused debilitating tremors, ataxia, and startle-induced myoclonus, …
Some hearings require more effort than others, and today’s hearing before an Administrative Law Judge was one of them. It was a case where I really had to work as the claimant’s attorney to help him win the claim, but the effort paid off. The Challenge: A Medical Expert Who “Missed” Key Evidence The hearing …
Court: U.S. District Court for the Northern District of CaliforniaInsurance Carrier: Sun Life and Health Insurance Company, Inc.Claimant’s Employer: Physiatry Medical Group, Inc.Claimant’s Occupation: Physician Background: A Physician’s Battle with Chronic Fatigue Syndrome Dr. Jerry Sobel, a physician employed by Physiatry Medical …
Court: United States District Court, Northern District of Indiana, Fort Wayne DivisionInsurance Carrier: Reliance Standard Life Insurance CompanyEmployer: MedtronicClaimant’s Occupation: Senior Case Specialist Background: A Long-Term Disability Claim Interrupted Megan King, a Senior Case Specialist for Medtronic, suffered significant physical …
We recently had the privilege of representing a former claims adjuster for an insurance company who faced an overwhelming array of health issues. Her life was deeply affected by chronic severe pain and a series of debilitating conditions, including osteoarthritis, fibromyalgia, and complications following breast cancer, among others. Lincoln …
Cheryl Watson, a licensed clinical social worker and research coordinator at the Hektoen Institute, faced an uphill battle to secure long-term disability benefits. After years of enduring fatigue, cognitive difficulties, pain, and other symptoms, Watson stopped working in March 2013. Diagnosed with conditions including fibromyalgia, chronic fatigue …
At the Ortiz Law Firm, we recently had the honor of helping a dedicated Account Executive for UnitedHealth Group who was wrongfully denied long-term disability benefits by The Hartford. Our client had been unable to work for several years, due to numerous debilitating conditions, including ongoing pain from bilateral hip replacements, …
I recently had the privilege of representing a 53-year-old client who previously worked as a production meat packer at HEB, Inc. She faced many serious health challenges that made it impossible for her to continue working. Her medical conditions included kidney failure, chronic pain in multiple joints, neuropathy in both arms and legs, …
Note: We did not handle this particular claim, but it is summarized here to give an understanding of how federal courts handle long term disability ERISA claims. Lori Olah, a clinical research associate at Pharmaceutical Product Development, LLC, had surgery on May 2, 2017, to correct a pinched nerve root in her lower back. Post-surgery, …
When Guardian Life abruptly terminated one of our client’s long-term disability (LTD) benefits, we knew we had a fight on our hands. Her case illustrates the importance of challenging insurers who unfairly deny claims based on benefit limitations for mental and nervous conditions—and why having experienced legal representation can make all the …
At the Ortiz Law Firm, we understand how devastating it can be to face a denial of long-term disability (LTD) benefits when you’re already battling significant health challenges. One of our recent cases is a testament to our unwavering commitment to helping clients secure the benefits they deserve. The Challenge Our client, a former data …
Annette McEachin, a human resources manager, was covered under a long-term disability policy issued by Reliance Standard Life Insurance. After a car accident in February 2017, McEachin stopped working and was approved for disability benefits due to “head, neck, back pain, and headaches due to whiplash/post-concussion syndrome.” A second car …
We recently won a significant victory for a client who was wrongfully denied long-term disability (LTD) benefits by New York Life (NYL). Our client, a former registered nurse, has been battling numerous debilitating medical conditions, including pudendal neuralgia, complex regional pain syndrome, Ehlers-Danlos syndrome, PTSD, anxiety, major …
In Lisa Breen v. Reliance Standard Life Insurance Company, the U.S. District Court for the Eastern District of Pennsylvania upheld the termination of Breen's long-term disability benefits. Breen, a registered nurse, was initially approved for benefits but later denied based on insufficient medical evidence. The court ruled that the insurance …