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You are here: Home / What Medical Conditions Qualify for Long Term Disability? Long Term Disability Qualifications / Digestive System Disorders and Long Term Disability

Digestive System Disorders and Long Term Disability

When you apply for long term disability (LTD) benefits for digestive system disorders you need to prove that you are disabled (as that term is defined under your policy) and no longer able to perform meaningful work.

It is important to receive medical treatment while you are claiming long-term disability benefits. While going to the doctor is important regardless of your disabling condition, it is especially important for those who are claiming benefits based on digestive disorders. It will be important to show that you remain disabled despite complying with all prescribed treatments.

Do Digestive System Disorders Qualify for Long Term Disability?

Generally speaking, there are six broad categories of digestive conditions that may qualify for LTD benefits:

Chronic Liver Disease

The insurance company will need to see medical imaging, such as X-Rays, ultrasounds, or endoscopy imaging. In more severe cases, one’s CLD may have caused hospitalization and a need for a blood transfusion. Other examples of severe chronic liver disease include situations where one’s CLD has required shunts, is terminal (end-stage), or can be shown to have affected the patient’s mental health significantly.

Gastrointestinal Hemorrhaging

Evidence to support an LTD claim due to gastrointestinal hemorrhaging may include situations such as where you required multiple blood transfusions during a short period of time.

Inflammatory Bowel Disease (IBD)

To qualify for disability with IBD, you should provide documentation of an endoscopy, medical imaging, or biopsy. You should submit any evidence of hospitalizations.

Irritable Bowel Syndrome (IBS)

IBS is a disorder that affects the large intestine (colon). Irritable bowel syndrome is chronic and commonly causes cramping, abdominal pain, bloating, gas, diarrhea, and constipation.

Liver Transplants

If you have received a liver transplant, you are very likely limited in your activities of daily living. It can take months to recover.

Short Bowel Syndrome

You may qualify for LTD benefits with SBS, especially when more than half of your small intestine must be removed.

Other Digestive System Disorders That May Qualify for Long Term Disability Include:

  • Bowel Incontinence
  • Cirrhosis
  • Crohn’s Disease
  • Colitis
  • Diverticulitis
  • Dysautonomia
  • Gastritis
  • Gastroparesis
  • GERD
  • Hepatitis
  • Kidney and Bladder Disorders
  • Kidney Failure
  • Liver Disease
  • Necrotizing Colitis
  • Pancreatitis
  • Primary Biliary Cirrhosis
  • Primary Sclerosing Cholangitis
  • Stomach Pain
  • Ulcerative Colitis
  • Ulcers
  • Whipple’s Disease
  • Wilson’s Disease

Work With an Experienced Long Term Disability Attorney

If you are unable to work as a result of a digestive system disorder, you should consult with an experienced long-term disability attorney. Unfortunately, long-term disability carriers do not make it easy for disabled claimants to receive the benefits that they deserve. If your digestive system disorder makes it impossible for you to work and you have been denied your long-term disability benefits, the legal team at Ortiz Law Firm can help you cut through the red tape and fight for your disability benefits no matter where you live in the United States. Give us a call today to discuss your claim at (888) 321-8131.

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Allaire D.

One of my best experiences. Like other reviewers I was at a loss with how to proceed with an STD disability claim that had been denied. My wife's claim had been denied mainly due to her medical provider submitting improper documentation and unwilling to fix it. Right from the start Dawn Keller at Mr. Ortiz's office returned my call and took the time to listen to our situation. We set an appointment to meet with Mr. Ortiz. Dawn emailed me questions and asked me to submit some reports and documentation so Mr. Ortiz could review our information and be prepared for the appointment. Dawn's professionalism was quite encouraging. Once at the appointment we met Nick Ortiz. Nick is a personable fella that obviously had reviewed the information before our arrival. He afforded us time to explain our situation and he provided great council. We never felt rushed, we felt welcome and left feeling much better than we had in weeks. We are already putting Nick's recommendations to work and hoping that we will not require further legal services, but if we do I can assure you we won't look elsewhere. Do your self a favor if you have disability legal needs and call Mr. Ortiz office, Nick is a straight shooter you'll find to be a valued asset.

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