When you apply for long term disability (LTD) benefits, you need to prove that you are disabled (as that term is defined under your policy) and no longer able to perform meaningful work.
What Infections and Parasitic Diseases Qualify for Long Term Disability?
A variety of infections and parasitic diseases, if severe enough, may qualify for long term disability benefits. These include, but are not limited to, the following:
Hepatitis is the word used to describe inflammation of the liver. A virus usually causes Hepatitis with the most common being A, B, and C. Hepatitis A does have a vaccine and often does not create chronic illness. However, Hepatitis B and Hepatitis C can create lifelong health problems.
Acquired immunodeficiency syndrome (AIDS) is a chronic, potentially life-threatening condition caused by the human immunodeficiency virus (HIV). By damaging your immune system, HIV interferes with your body’s ability to fight the organisms that cause disease. HIV is a sexually transmitted infection (STI).
Meningitis
Meningitis is an inflammation (swelling) of the protective membranes covering the brain and spinal cord. A bacterial or viral infection of the fluid surrounding the brain and spinal cord usually causes the swelling
Polio, or poliomyelitis, is a crippling and potentially deadly infectious disease. It is caused by the poliovirus. The virus spreads from person to person and can invade an infected person’s brain and spinal cord, causing paralysis
Salmonella
Salmonella infection (salmonellosis) is a common bacterial disease that affects the intestinal tract.
Tuberculosis
Tuberculosis (TB) is a disease caused by bacteria called Mycobacterium tuberculosis. The bacteria usually attack the lungs, but they can also damage other parts of the body. TB spreads through the air when a person with TB of the lungs or throat coughs, sneezes, or talks
If you are unable to work as a result of infections and parasitic disease you should consult with an experienced long term disability attorney. Unfortunately, long term disability carriers do not make it easy for disabled claimants to receive the benefits that they deserve. If your cancer or malignant neoplastic disease makes it impossible for you to work and you have been denied your long term disability benefits, the legal team at Ortiz Law Firm can help you cut through the red tape and fight for your disability benefits no matter where you live in the United States. Give us a call today to discuss your claim at (888) 321-8131.