When you apply for long term disability (LTD) benefits as a result of multiple body system impairments you need to prove that you are disabled (as that term is defined under your policy) and no longer able to perform meaningful work.
What Multiple Body System Impairments Qualify for Long Term Disability?
A wide variety of medical conditions, if severe enough, may qualify you for long term disability benefits. One category includes Multiple Body System impairments. These conditions include, but are not limited to, the following:
Mosaic/Non-mosaic Down Syndrome
Mosaic/Non-Mosaic Down syndrome is a condition that causes the cells in the body to have an extra chromosome.
Trisomy X Syndrome (XXX Syndrome)
Trisomy X Syndrome is characterized by the presence of an extra X chromosome in each cell of a female.
Fragile X Syndrome
Fragile X syndrome is a genetic condition that causes a range of developmental problems including learning disabilities and cognitive impairment.
Phenylketonuria (PKU)
Phenylketonuria is an inborn error of metabolism that results in decreased metabolism of the amino acid phenylalanine. Untreated, PKU can lead to intellectual disability, seizures, behavioral problems, and mental disorders.
Caudal Regression Syndrome
Caudal regression syndrome is a rare birth defect. It is a congenital disorder in which the fetal development of the lower spine—the caudal partition of the spine—is abnormal.
Fetal Alcohol Syndrome
Fetal alcohol syndrome is a condition in a child that results from alcohol exposure during the mother’s pregnancy. Fetal alcohol syndrome causes brain damage and growth problems. The problems caused by fetal alcohol syndrome vary from child to child, but defects caused by fetal alcohol syndrome are not reversible.
Work With an Experienced Long Term Disability Attorney
If you are unable to work as a result of multiple body system impairments, you should consult with an experienced long term disability attorney. Unfortunately, long term disability carriers do not make it easy for disabled claimants to receive the benefits that they deserve. If your impairments make it impossible for you to work and you have been denied your long term disability benefits, the legal team at Ortiz Law Firm can help you cut through the red tape and fight for your disability benefits no matter where you live in the United States. Give us a call today to discuss your claim at (888) 321-8131.