Disabling Conditions That Would Qualify You For Long Term Disability

What Medical Conditions Qualify for Long Term Disability?

There are many illnesses and injuries that are severe enough to qualify someone for disability. We often find that a claimant’s disability is not due to a single illness or injury. Instead, we usually find that a person’s combination of impairments render him or her totally disabled. Illnesses and injuries are compounded by other illnesses and injuries. Moreover, a claimant’s medical problems may be further compounded by chronic pain or fatigue and by negative side-effects to potent medications.

Insurance companies have a tendency to evaluate an illness or injury without appreciating the full impact that the illness and/or injury has on your life. For example, do your medical records adequately convey the fact that you are constantly in pain? Does sleep deprivation leave you extremely fatigued during the day?

Each illness and injury has a range of symptoms, including pain, fatigue, cognitive mental deficits, and negative side-effects to medication. Here at the Ortiz Law Firm we recognize that your disabling illnesses and/or injuries are best presented in combination. In addition, it is not simply a matter of determining the appropriate diagnoses for your medical problems. It is also important to understand how do your illnesses and injuries affect your ability to perform daily activities and impair your ability to perform work activities.

The Ortiz Law Firm makes connections between your documented medical conditions and your resulting impairments. This enables us to properly develop your disability case as your advocates. Mr. Ortiz uses his experience in handling a wide variety of medical problems to work with your doctors to obtain medical opinions that will be important to getting your benefits approved on appeal or in litigation. The Ortiz Law Firm is ready to support you in obtaining the disability benefits you deserve.

Below is a list of disabling conditions that may be considered severe enough by insurance companies to qualify a claimant for short-term disability, long-term disability, or individual disability insurance benefits. These conditions can significantly interfere with an individual’s ability to obtain and maintain gainful employment, thereby making such individual eligible for disability insurance benefits.

If you have one of the following disabling conditions and your LTD claim has been wrongfully denied or terminated, please contact The Ortiz Law Firm at the number at the top of this page for a free consultation.

Musculoskeletal System

Nervous System

Immune System Disorders

  • Allergic Reactions, Severe
  • Chemical Sensitivity
  • Immune Deficiency Disorders
  • Lupus
  • Poisoning
  • Polymyositis
  • Scleroderma

Mental Disorders

  • Agoraphobia
  • Attention Deficit Hyperactivity Disorder
  • Anxiety Disorder
  • Autism
  • Bipolar Disorder
  • Depression
  • Drug Addiction
  • Mood Disorder
  • Obsessive-Compulsive Disorder
  • Organic Mental Disorders
  • Panic Attacks
  • Post Traumatic Stress Disorder
  • Schizophrenia

Special Senses and Speech

  • Burns
  • Eye Disorders, including Diabetic Retinopathy and Macular Degeneration
  • Vision Loss
  • Meniere’s Disease and other ear disorders such as…
  • Otolaryngology (Hearing Loss)
  • Loss of Speech

Respiratory System

Cardiovascular and Circulatorory System

Digestive System

Infections and Parasitic Diseases

  • Hepatitis
  • Meningitis
  • Polio
  • Salmonella
  • Tuberculosis

Genitourinary Impairments

  • Cervicitis
  • Endometriosis
  • Enlarged Prostate
  • Interstitial Cystitis
  • Kidney and Bladder Disorders
  • Kidney Failure
  • Genital Organ Disorders
  • Nephrotic Disorder
  • Prostatitis
  • Urinary Tract Infections
  • Uterine Prolapse

Hematological Disorders

  • Aplastic Anemia with Bone Marrow or Stem Cell Transplantation
  • Chronic Anemia
  • Chronic Granulocytopenia
  • Sickle Cell Disease
  • Chronic Thrombocytopenia
  • Coagulation Defects and Hemophelia
  • Hereditary Telangiectasia
  • Hemochromatosis
  • Liver Transplantation
  • Multiple Myeloma
  • Polycythemia Vera
  • Spleen Diseases
  • Systemic Vasculitis

Skin Disorders

  • Bullous Diseases
  • Burns
  • Cellulitis
  • Chronic Skin Diseases
  • Dermatitis
  • Dermatomyositis
  • Eczema
  • Genetic Photosensitivity Disorders
  • Ichthyosis
  • Psoriasis
  • Sebaceous Cyst

Endocrine, Nutritional and Metabolic Diseases and Immunity Disorders

  • Adrenal Gland Disorders
  • Diabetes
  • Gout
  • Malnutrition
  • Obesity
  • Parathyroid Gland Disorders
  • Pituitary Gland Disorders
  • Thyroid Gland Disorders

Multiple Body System Impairments

  • Mosaic/Non-mosaic Down Syndrome
  • Trisomy X Syndrome (XXX Syndrome)
  • Fragile X Syndrome
  • Phenylketonuria (PKU)
  • Caudal Regression Syndrome
  • Fetal Alcohol Syndrome

Cancer and Malignant Neoplastic Diseases

Symptoms, Signs and Subjective Conditions